1049 Bow St, Rockwall, TX 75087 Property Records

Rockwall County property record for 1049 Bow St, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4,226 sqft · built 2023
Lot Size	0.148 acres (6,451 sqft)
Owner	2 Individual Names on File
Last Sale	$630,952 (Jan 2024)
Tax Bill	$9,377 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R97263`

Property Details

APN / Parcel Number

Primary APN	`R97263`
Alternative APNs	`S4622-000C-0024-00-0R` `97263`

Interior

Stories	1 Story
Building Area	4,226 sqft Living Area
Gross Area	5,400 sqft
1st Floor Area	4,226 sqft

Exterior

Lot Area	6,451 sqft (0.148 acres)
Lot Dimensions	108 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Covered Porch
Total Buildings	2 Buildings

Location & Zoning

Street Address	1049 BOW ST
City	ROCKWALL
State	TX
Zip	75087-0650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE WEST PH III ADDITION, BLOCK C, LOT 24 - UDI: 50.000000%
Legal Subdivision	PARK PLACE WEST PH III ADDITION
Legal Tract	24
Legal Block	C
Legal Lot Number	24
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2034
Census Tract	40305

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	300 S CLINTON AVE, DALLAS, TX 75208-5913
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK & TRUST NA
Dec 31, 2025	Intrafamily Transfer, Transfer
Jan 16, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit VERITEX COMMUNITY BANK
Apr 29, 2021	Warranty Deed, Subdivision Related Transfer KANE TITLE LLC
Dec 17, 2019	Warranty Deed, Transfer KANE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Apr 29, 2021
Deed Document Number	2024677
Last Transfer Date	Dec 31, 2025
Transfer Doc	0000023466
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1049 BOW ST, ROCKWALL, TX 75087-0650
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026786
Date	Dec 16, 2022
Instrument	20220000026786

Lender

Name	GUARANTY BANK & TRUST NA
Type	Bank
Address	ROCKWALL, TX 75087

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 16, 2023

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Dec 31, 2025
Property Address	1049 BOW ST, ROCKWALL, TX 75087-0650
Document Number	0000023466
Map Reference	DOC 2019000015075
Instrument Date	Dec 31, 2025
Instrument	20250000023466
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 S CLINTON AVE, DALLAS, TX 75208-5913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 S CLINTON AVE, DALLAS, TX 75208-5913

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Jan 16, 2024
Property Address	1049 BOW ST, ROCKWALL, TX 75087-0650
Document Number	0000000677
Map Reference	FILE 20190000015075
Instrument Date	Dec 15, 2023
Instrument	20240000000677
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 BOW ST, ROCKWALL, TX 75087-0650

Mortgage

Document Number	0000000678
Date	Jan 16, 2024
Instrument	20240000000678

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1049 BOW ST, ROCKWALL, TX 75087-0650
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001608
Date	Jan 27, 2020
Instrument	20200000001608

Lender

Name	VERITEX COMMUNITY BANK
Type	Bank
Address	DALLAS, TX 75214

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Oct 31, 2020

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Apr 29, 2021
Property Address	1049 BOW ST, ROCKWALL, TX 75087-0650
Document Number	0000010678
Map Reference	FILE 20190000015075
Instrument Date	Apr 21, 2021
Instrument	20210000010678
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2026
Title Company	KANE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8989 GARLAND RD, DALLAS, TX 75218-3918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 BOW ST, ROCKWALL, TX 75087-0650

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 17, 2019
Property Address	1049 BOW ST, ROCKWALL, TX 75087-0650
Document Number	0000022640
Instrument Date	Nov 6, 2019
Instrument	22640
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	KANE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8989 GARLAND RD DALLAS TX 752183918, DALLAS, TX 75218-3918

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,786 (-51.32%) Land $66,250 Building $223,536	$289,786 (-51.32%) Land $66,250 Building $223,536
2025	$9,377.00 (+0.89%)	$595,257 (+441.14%) Land $125,000 Building $470,257	$595,257 (+441.14%) Land $125,000 Building $470,257
2024	$9,294.00 (+440.03%)
2023	$1,721.00 (-11.11%)	$110,000 Land $110,000	$110,000 Land $110,000
2021	$1,936.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, Wi-Five Broadband.

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