400 N ERVAY ST 60027, 60027, DALLAS, TX 75313-0318
Mortgage
Document Number
0000001719
Date
Feb 3, 2025
Instrument
20250000001719
Lender
Name
NORTH DALLAS BANK & TRUST CO
Type
Bank
Address
DALLAS, TX 75380
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
11 Months
Due
Jan 30, 2026
Interest
Rate Type
Adjustable Rate
May 2026: Special Warranty Deed
Document Type
Special Warranty Deed
Jurisdiction
ROCKWALL TX
Recording Date
May 1, 2026
Property Address
1045 BOW ST, ROCKWALL, TX 75087-0650
Document Number
0000008150
Instrument Date
Apr 30, 2026
Instrument
2026.8150
Record Updated
May 25, 2026
Title Company
MBH TITLE, MH TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Estimated Sale Price
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1045 BOW ST, ROCKWALL, TX 75087-0650
Investor
Possibly a Property Investor
Mortgage
Document Number
0000008151,
Date
May 1, 2026
Instrument
2026.8151
Lender
Name
NORTH SIDE BANK AND TRUST COMPANY
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Rate Type
Adjustable Rate
Rate
5.5%
Initial Type
Adjustable Rate
Adjustable
Adjustable Rate Rider
Max Rate
-1%
August 2022: Special Warranty Deed, Transfer
Document Type
Special Warranty Deed
Jurisdiction
ROCKWALL TX
Recording Date
Aug 22, 2022
Property Address
1045 BOW ST, ROCKWALL, TX 75087-0650
Document Number
0000018772
Map Reference
DOC 20190000015075
Instrument Date
Aug 18, 2022
Instrument
20220000018772
Transaction Type
Transfer
Record Updated
May 21, 2026
Title Company
E-CHICAGO TITLE, CHICAGO TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
PO BOX 130179, DALLAS, TX 75313-0179
December 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ROCKWALL TX
Recording Date
Dec 29, 2021
Property Address
1045 BOW ST, ROCKWALL, TX 75087-0650
Document Number
0000035264
Map Reference
DOC 20190000015075
Instrument Date
Dec 28, 2021
Instrument
20210000035264
Transaction Type
Transfer
Record Updated
May 21, 2026
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
305 PARK PLACE BLVD, ROCKWALL, TX 75087-4744
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
739 NORWOOD DR, HURST, TX 76053-5755
Tax Assessment & Valuation
The 2025 property tax bill for 1045 Bow St was $1,969, up 3% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Rockwall County
Municipality
Rockwall City
Unified School District
Rockwall Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$388,562 (+210.85%)Land $132,500Building $256,062
$388,562 (+210.85%)Land $132,500Building $256,062
2025
$1,969.00 (+3.04%)
$125,000Land $125,000
$125,000Land $125,000
2024
$1,911.00 (+11.04%)
2023
$1,721.00
$110,000Land $110,000
$110,000Land $110,000
2021
$1,452.00
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 1045 Bow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
7 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1045 Bow St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood
0.03% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source
Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection
Jul 2023
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: AT&T, Nextlink, Wi-Five Broadband.