1045 Berkeley Dr, Kissimmee, FL 34744 Property Records

Osceola County property record for 1045 Berkeley Dr, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 2005
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Oct 2018)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125363`

Property Details

APN / Parcel Number

Primary APN	`125363`
Alternative APN	`292530504100010210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,960 sqft Heated Area
Gross Area	2,376 sqft
1st Floor Area	1,960 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	28 sqft
Porch	Open Porch
Porch Area	36 sqft
Deck Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	125363
Street Address	1045 BERKELEY DR
City	KISSIMMEE
State	FL
Zip	34744-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	SOMERSET PB 16 PGS 178-179 LOT 21
Legal Range	30E
Legal Township	25S
Legal Section	29
Legal Subdivision	SOMERSET
Legal Tract	5041
Legal Block	1
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	42903

Owner

1045 Berkeley Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Osceola County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1045 BERKELEY DR, KISSIMMEE, FL 34744-8557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 18, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Prior Sale	Oct 1, 2014 · Amount on File
Deed Document Number	2018156328
Deed Book / Page	5419 / 1967
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1045 BERKELEY DR, KISSIMMEE, FL 34744-8557
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060372430
Date	Sep 8, 2021
Book Page	6037/2430
Instrument	2021138393

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1045 BERKELEY DR, KISSIMMEE, FL 34744-8557
Document Number	0056712124
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1045 BERKELEY DR KISSIMMEE FL 347448557, KISSIMMEE, FL 34744-8557

Mortgage

Document Number	0056712124
Date	Feb 10, 2020
Book Page	005671/002124
Instrument	20066

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Feb 9, 2047

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 18, 2018
Property Address	1045 BERKELEY DR, KISSIMMEE, FL 34744-8557
Document Number	0054191967
Book / Page	005419 / 001967
Instrument Date	Oct 12, 2018
Instrument	156328
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	TITLE WAREHOUSE/AMERICA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1045 BERKELEY DR KISSIMMEE FL 347448557, KISSIMMEE, FL 34744-8557

Mortgage

Document Number	54191971
Date	Oct 18, 2018
Book Page	005419/001971
Instrument	156331

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Berkeley Dr was $4,405 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,405.00 Homeowner's exemption	$222,556	$324,400 Land $65,000 Building $259,400
2023	$3,917.00 (+3.65%) Homeowner's exemption	$209,985 (+3%)	$320,200 (+16.9%) Land $60,000 Building $260,200
2022	$3,779.00 Homeowner's exemption	$203,869	$273,900 Land $50,000 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Berkeley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Berkeley Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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