Schenectady County and Schenectady City property record for 1049 Ardsley Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,391 sqft · built 1925 |
| Lot Size | 0.169 acres (7,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,000 (Apr 2019) |
| Tax Bill | $9,055 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.84-2-56 |
| Primary APN | 421500 39.84-2-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,391 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 972 sqft |
| Upper Floors Area | 259 sqft |
| Attic | Attic |
| Attic Area | 259 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,400 sqft (0.169 acres) |
| Lot Dimensions | 148 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 227 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1049 ARDSLEY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 56.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20500 |
1049 Ardsley Rd is owned and occupied by two individuals who bought it in April 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1049 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Apr 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on File |
| Deed Sale | Apr 3, 2019 · Amount on File |
| Prior Sale | Sep 5, 2007 · Amount on File |
| Deed Document Number | 201914485 |
| Deed Book / Page | 2008 / 682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1049 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1049 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Document Number | 0000011673 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 5207/52 |
| Instrument | 202211673 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1049 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1049 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Document Number | 0000011672 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 5207/33 |
| Instrument | 202211672 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 3, 2019 |
| Property Address | 1049 ARDSLEY RD, SCHENECTADY, NY 12308-3011 |
| Document Number | 0000014485 |
| Book / Page | 2008 / 682 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 201914485 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $804.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1823 5TH AVE, TROY, NY 12180-3520 |
| Document Number | 0000014486 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 201914486 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2034 |
The 2026 property tax bill for 1049 Ardsley Rd was $9,055, up 1.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,055.00 (+1.6%) | ||
| 2025 | $8,912.00 | $194,400 Land $32,900 Building $161,500 | $321,908 Land $54,479 Building $267,429 |
| 2023 | $194,400 (-) Land $32,900 Building $161,500 | $246,076 (+3.8%) Land $41,646 Building $204,430 | |
| 2022 | $194,400 Land $32,900 Building $161,500 | $237,073 Land $40,122 Building $196,951 | |
| 2021 | $8,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1049 Ardsley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1049 Ardsley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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