Schenectady County and Schenectady City property record for 1034 Ardsley Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,977 sqft · built 1910 |
| Lot Size | 0.186 acres (8,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jun 2024) |
| Tax Bill | $10,817 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.84-2-75 |
| Primary APN | 421500 39.84-2-75 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,977 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| 2nd Floor Area | 1,060 sqft |
| Upper Floors Area | 527 sqft |
| Attic | Attic |
| Attic Area | 527 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 8,140 sqft (0.186 acres) |
| Lot Dimensions | 148 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 630 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1034 ARDSLEY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 75.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1034 Ardsley Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Schenectady County and Schenectady City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1034 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on File |
| Deed Sale | Jun 21, 2024 · Amount on File |
| Deed Document Number | 202437437 |
| Deed Book / Page | 2132 / 921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 17, 2026 |
| Property Address | 1034 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Document Number | 0000018259 |
| Instrument Date | May 30, 2026 |
| Instrument | 202618259 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1034 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Document Number | 0000018259, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202618259 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jun 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 21, 2024 |
| Property Address | 1034 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Document Number | 0000037437 |
| Book / Page | 2132 / 921 |
| Map Reference | MB 190 PG 386 |
| Instrument Date | May 28, 2024 |
| Instrument | 202437437 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SPA CITY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1034 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1034 ARDSLEY RD, SCHENECTADY, NY 12308-3012 |
| Document Number | 0000037438 |
|---|---|
| Date | Jun 21, 2024 |
| Instrument | 202437438 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2054 |
The 2026 property tax bill for 1034 Ardsley Rd was $10,817, up 4.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,817.00 (+4.7%) | ||
| 2025 | $10,331.00 | $216,400 Land $32,500 Building $183,900 | $358,337 Land $53,817 Building $304,520 |
| 2023 | $216,400 (-) Land $32,500 Building $183,900 | $273,924 (+3.8%) Land $41,139 Building $232,785 | |
| 2022 | $216,400 Land $32,500 Building $183,900 | $263,902 Land $39,634 Building $224,268 | |
| 2021 | $9,967.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1034 Ardsley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1034 Ardsley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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