10487 S Francis Rd, De Witt, MI 48820 Property Records

Clinton County property record for 10487 S Francis Rd, De Witt, MI 48820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,560 sqft · built 1977
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$247,000 (Nov 2018)
Tax Bill$1,871 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN130-034-200-035-00

Property Details

APN / Parcel Number

Primary APN130-034-200-035-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
Basement Area1,560 sqft
Unfinished Basement1,560 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area168 sqft
Deck Area258 sqft
Patio Area258 sqft
Shed1 Shed
Shed Area1,360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address10487 S FRANCIS RD
CityDEWITT
StateMI
Zip48820-9171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionS 1/2 OF W 1/4 OF S 1/4 OF NW 1/4 OF SEC 34 T6N R3W.
Legal Range03W
Legal Township06N
Legal Section34
JurisdictionCLINTON MI
Township / Civil DivisionRILEY
Census Block Group1
Census Block1077
Census Tract10902

Owner

10487 S Francis Rd is owned and occupied by an individual who bought it in November 2018.

Source: Clinton County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address10487 S FRANCIS RD, DEWITT, MI 48820-9171
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 19, 2018Warranty Deed, Transfer · Conventional Mortgage
TRANSNATION TITLE AGENCY
Nov 19, 2018Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2018 · Amount on File
Deed SaleNov 19, 2018 · Amount on File
Deed Document Number20185273538
Prior Transfer DateJul 28, 2004
Prior Transfer Doc0005063398
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address10487 S FRANCIS RD, DEWITT, MI 48820-9171
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5252074
DateMar 27, 2017
Instrument5252074
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address10487 S FRANCIS RD, DEWITT, MI 48820-9171
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5289406
DateFeb 18, 2020
Instrument5289406
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON MI
Recording DateNov 19, 2018
Property Address10487 S FRANCIS RD, DEWITT, MI 48820-9171
Document Number5273538
Instrument DateNov 7, 2018
Instrument5273538
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,124.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10487 S FRANCIS RD, 10487, DEWITT, MI 48820-9171

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 E CLINTON ST, OVID, MI 48866-9704

Mortgage

Document Number5273539
DateNov 19, 2018
Instrument5273539
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON MI
Recording DateNov 19, 2018
Property Address10487 S FRANCIS RD, DEWITT, MI 48820-9171
Document Number5273538
Instrument DateNov 7, 2018
Instrument5273538
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,124.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10487 S FRANCIS RD, 10487, DEWITT, MI 48820-9171

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 E CLINTON ST, OVID, MI 48866-9704

Mortgage

Document Number5273539
DateNov 19, 2018
Instrument5273539
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10487 S Francis Rd was $1,871 with a homeowner's exemption, down 54.7% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyClinton County
County SubdivisionRiley Township
Unified School DistrictSt. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,400 (-0.46%) Land $45,000 Building $171,400$432,800 (-0.46%) Land $90,000 Building $342,800
2025$1,871.00 (-54.7%) Homeowner's exemption$217,400 Land $43,800 Building $173,600$434,800 Land $87,600 Building $347,200
2024$4,130.00 (+10.61%)
2023$3,734.00 Homeowner's exemption$158,200$316,400
2022$3,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10487 S Francis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10487 S Francis Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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