10487 Liberty Rd, Frederick, MD 21701 Property Records

Frederick County property record for 10487 Liberty Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,028 sqft · built 1996
Lot Size3.16 acres (138,085 sqft)
Owner2 Individual Names on Record
Tax Bill$6,259 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-307261

Property Details

APN / Parcel Number

Primary APN13-307261
Alternative APN
  • 307261

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,028 sqft Living Area
Gross Area3,604 sqft
1st Floor Area1,630 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area138,085 sqft
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area208 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number307261
Street Address10487 LIBERTY RD
CityFREDERICK
StateMD
Zip21701-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 2 SECTION 1 3.173 ACRES RASPBERRY KNOLLS
Legal SubdivisionRASPBERRY KNOLLS
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group3
Census Block3000
Census Tract751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10487 LIBERTY RD, FREDERICK, MD 21701-2623
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2024Deed of Trust, Mortgage · Line of Credit
MIDDLETOWN VALLEY BANK
Aug 20, 2019Deed of Trust, Mortgage · Unknown
MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2009
Deed SaleSep 21, 2009
Prior SaleAug 27, 1996
Deed Document Number20093989
Deed Book / Page7519 / 139
Transfer Doc0000004984
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10487 LIBERTY RD, FREDERICK, MD 21701-2623
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10487 LIBERTY RD, FREDERICK, MD 21701-2623

Mortgage

Document Number0167260337
DateJan 8, 2024
Book Page16726/337
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10487 LIBERTY RD, FREDERICK, MD 21701-2623
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0131550191
DateAug 20, 2019
Book Page13155/0191
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeUnknown
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$573,267 (+23.12%)$640,400 (+18.66%) Land $229,400 Building $411,000
2025$6,259.00 (+15.08%)
2023$5,439.00 Homeowner's exemption$465,633$539,700 Land $177,900 Building $361,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Liberty Rd

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