10485 Liberty Rd, Frederick, MD 21701 Property Records

Frederick County property record for 10485 Liberty Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 1997
Lot Size	2.83 acres (123,275 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Mar 1996)
Tax Bill	$5,710 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-307253`

Property Details

APN / Parcel Number

Primary APN	`13-307253`
Alternative APN	`307253`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	123,275 sqft
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Patio Area	286 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	307253
Street Address	10485 LIBERTY RD
City	FREDERICK
State	MD
Zip	21701-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 1 SECTION 1 2.832 ACRES RASPBERRY KNOLLS
Legal Subdivision	RASPBERRY KNOLLS
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	3
Census Block	3000
Census Tract	751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10485 Liberty Rd is owned and occupied by two individuals who acquired it in October 2010.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10485 LIBERTY RD, FREDERICK, MD 21701-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 1996 · Amount on File
Deed Sale	Mar 28, 1996 · Amount on File
Deed Document Number	19961518
Deed Book / Page	2175 / 216
Last Transfer Date	Oct 12, 2010
Transfer Doc	0080330379
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10485 LIBERTY RD, FREDERICK, MD 21701-2623
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10485 LIBERTY RD, FREDERICK, MD 21701-2623

Mortgage

Document Number	0176890210
Date	Jan 20, 2026
Book Page	17689/210

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10485 LIBERTY RD, FREDERICK, MD 21701-2623
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136120328
Date	Mar 26, 2020
Book Page	13612/328

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10485 Liberty Rd was $5,710 with a homeowner's exemption, up 5.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,833 (+5.31%)	$546,900 (+15.92%) Land $225,600 Building $321,300
2025	$5,710.00 (+5.88%) Homeowner's exemption	$471,800 Land $175,100 Building $296,700	$471,800 Land $175,100 Building $296,700
2024	$5,393.00 (+8.36%)
2023	$4,977.00 Homeowner's exemption	$418,467	$471,800 Land $175,100 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10485 Liberty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10485 Liberty Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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