Polk County property record for 10486 Sunset Ter, Clive, IA 50325 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,235 sqft · built 1975 |
| Lot Size | 0.23 acres (10,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Dec 2022) |
| Tax Bill | $4,164 (2024) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7925-33-404-007 |
| Primary APN | 7925-33-404-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,235 sqft |
| Basement Area | 1,175 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,050 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 89.2 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 10486 SUNSET TER |
|---|---|
| City | CLIVE |
| State | IA |
| Zip | 50325-6547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 50 RIO VALLEY ESTATES PLAT 2 |
| Legal Range | 25W |
| Legal Township | 79N |
| Legal Section | 33 |
| Legal Subdivision | RIO VALLEY ESTATES |
| Legal Lot Number | 50 |
| Jurisdiction | POLK IA |
| Township / Civil Division | WALNUT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11206 |
Source: Polk County records · APN 7925-33-404-007
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10486 SUNSET TER, CLIVE, IA 50325-6547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Sep 03, 2020 | Deed of Trust, Mortgage · VA Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2022 · Amount on Record |
| Deed Sale | Dec 20, 2022 · Amount on Record |
| Prior Sale | Oct 16, 2014 · Amount on Record |
| Deed Document Number | 2022-00092574 |
| Deed Book / Page | 19357 / 430 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 20, 2022 |
| Property Address | 10486 SUNSET TER, CLIVE, IA 50325-6547 |
| Document Number | 0000092574 |
| Book / Page | 19357 / 430 |
| Instrument Date | Dec 05, 2022 |
| Instrument | 2022-00092574 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10486 SUNSET TER, CLIVE, IA 50325-6547 |
| Document Number | 0000092575 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2022-00092575 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 10486 SUNSET TER, CLIVE, IA 50325-6547 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026049 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 18047/688 |
| Instrument | 2020-00026049 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Polk County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Clive City |
| County | Polk County |
| Unified School District | West Des Moines Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295,500 (+10.63%) Land $66,000 Building $229,500 | $295,500 (+10.63%) Land $66,000 Building $229,500 | |
| 2024 | $4,164.00 (+5.52%) | ||
| 2023 | $267,100 Land $59,000 Building $208,100 | $267,100 Land $59,000 Building $208,100 | |
| 2020 | $3,946.00 |
Source: FEMA National Flood Hazard Layer, Polk County (19153C), updated August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191530112062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1990, other causes, Severe Storms & Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 2,000 / 1,000 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| Lumen Technologies | DSL | 140 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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