Polk County property record for 10439 Sunset Ter, Clive, IA 50325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,893 sqft · built 1975 |
| Lot Size | 0.253 acres (11,025 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Oct 2000) |
| Tax Bill | $4,398 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7925-33-403-023 |
| Primary APN | 7925-33-403-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,893 sqft Living Area |
| Gross Area | 3,429 sqft |
| 1st Floor Area | 1,087 sqft |
| Upper Floors Area | 806 sqft |
| Basement Area | 1,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,025 sqft (0.253 acres) |
| Lot Dimensions | 126 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 155 sqft |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 10439 SUNSET TER |
|---|---|
| City | CLIVE |
| State | IA |
| Zip | 50325-6546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 53 RIO VALLEY ESTATES PLAT 2 |
| Legal Range | 25W |
| Legal Township | 79N |
| Legal Section | 33 |
| Legal Subdivision | RIO VALLEY ESTATES |
| Legal Lot Number | 53 |
| Jurisdiction | POLK IA |
| Township / Civil Division | WALNUT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11206 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10439 SUNSET TER, CLIVE, IA 50325-6546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Line of Credit PREMIER CU |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK |
| Nov 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Apr 2, 2019 | Deed of Trust, Mortgage · Line of Credit PREMIER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2000 · Amount on Record |
| Deed Sale | Oct 27, 2000 · Amount on Record |
| Deed Document Number | 031143 |
| Deed Book / Page | 8624 / 0548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 10439 SUNSET TER, CLIVE, IA 50325-6546 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000041170 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 19559/566 |
| Instrument | 2023-00041170 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Address | DES MOINES, IA 50309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 10439 SUNSET TER, CLIVE, IA 50325-6546 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10439 SUNSET TER, CLIVE, IA 50325-6546 |
| Document Number | 202100077479 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 18658/967 |
| Instrument | 2021-00077479 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 10439 SUNSET TER, CLIVE, IA 50325-6546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034945 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 17131/0821 |
| Instrument | 2018-00034945 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 10439 SUNSET TER, CLIVE, IA 50325-6546 |
| Document Number | 0000072339 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10439 SUNSET TER CLIVE IA 503256546, CLIVE, IA 50325-6546 |
| Document Number | 0000072339 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 017290/000600 |
| Instrument | 72339 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Address | DES MOINES, IA 50309-1202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Clive City |
| County | Polk County |
| Unified School District | West Des Moines Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338,000 (+10.42%) Land $66,700 Building $271,300 | $338,000 (+10.42%) Land $66,700 Building $271,300 | |
| 2024 | $4,398.00 (+1.52%) | ||
| 2023 | $306,100 Land $59,700 Building $246,400 | $306,100 Land $59,700 Building $246,400 | |
| 2020 | $4,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | DES MOINES WATER WORKS |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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