Hamilton County property record for 10486 Franklin Dr, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,900 sqft · built 2024 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,810 (Mar 2024) |
| Tax Bill | $5,746 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 530-0040-0417-00 |
| Primary APN | 530-0040-0417-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 1,120 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 2024 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,900 sqft (0.158 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10486 FRANKLIN DR |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-0076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN DR0.1584 AC LOT 48SEDONA RESERVE EAST SUBDIVISION |
| Legal Lot Number | 48 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CROSBY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 26002 |
10486 Franklin Dr is owned and occupied by an individual who bought it in March 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10486 FRANKLIN DR, HARRISON, OH 45030-0076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Mar 14, 2024 | Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Dec 14, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on File |
| Deed Sale | Mar 14, 2024 · Amount on File |
| Prior Sale | Dec 14, 2023 · Amount on File |
| Deed Document Number | 0000016828 |
| Deed Book / Page | 15123 / 1432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 10, 2026 |
| Property Address | 10486 FRANKLIN DR, HARRISON, OH 45030-0076 |
| Document Number | 0000065066 |
| Book / Page | 15725 / 1075 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202665066 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10486 FRANKLIN DR, HARRISON, OH 45030-0076 |
| Document Number | 0000065066, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 15725/1075 |
| Instrument | 202665066 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 14, 2024 |
| Property Address | 10486 FRANKLIN DR, HARRISON, OH 45030-0076 |
| Document Number | 0000016828 |
| Book / Page | 15123 / 1432 |
| Map Reference | MB 496 PGS 49 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 2024-0016828 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $371.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10486 FRANKLIN DR, HARRISON, OH 45030-0076 |
| Document Number | 0000016829 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 15123/1434 |
| Instrument | 2024-0016829 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | 5 PENN CTR W STE 400, PITTSBURGH, PA 15276 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 14, 2023 |
| Property Address | 10486 FRANKLIN DR, HARRISON, OH 45030-0076 |
| Document Number | 0000087553 |
| Book / Page | 15062 / 279 |
| Map Reference | MB 496 PG 49-51 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 2023-0087553 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $75.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 TOWER DR, NEWPORT, KY 41071-2777 |
| Name | Verified Name |
|---|---|
| Address | 8622 JACQUEMIN DR, WEST CHESTER, OH 45069-4852 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 10486 Franklin Dr was $5,746, up 389.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Crosby Township |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,746.00 (+389.44%) | $132,626 (+404.57%) Land $26,285 Building $106,341 | |
| 2024 | $1,174.00 | $26,285 Land $26,285 | |
| 2023 | $378,930 Land $75,100 Building $303,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10486 Franklin Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 26 (1982–2011) |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10486 Franklin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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