10478 Franklin Dr, Harrison, OH 45030 Property Records

Hamilton County property record for 10478 Franklin Dr, Harrison, OH 45030

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,576 sqft · built 2024
Lot Size0.158 acres (6,900 sqft)
OwnerIndividual Name on File
Last Sale$382,255 (Oct 2024)
Tax Bill$5,005 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN530-0040-0419-00

Property Details

APN / Parcel Number

Primary APN530-0040-0419-00

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,576 sqft Living Area
Gross Area3,552 sqft
1st Floor Area1,576 sqft
Basement Area1,576 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional
Exterior MaterialBrick/Stone
Lot Area6,900 sqft (0.158 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address10478 FRANKLIN DR
CityHARRISON
StateOH
Zip45030-0076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRANKLIN DR0.1584 AC LOT 50SEDONA RESERVE EAST SUBDIVISION
Legal SubdivisionSEDONA RESERVE EAST SUBDIVISION
Legal Lot Number50
JurisdictionHAMILTON OH
Township / Civil DivisionCROSBY
Census Block Group1
Census Block1015
Census Tract26002

Owner

10478 Franklin Dr is owned and occupied by an individual who bought it in October 2024.

Source: Hamilton County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10478 FRANKLIN DR, HARRISON, OH 45030-0076
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Oct 1, 2024Limited Warranty Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC
Jun 25, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2024 · Amount on File
Deed SaleOct 1, 2024 · Amount on File
Prior SaleJun 25, 2024 · Amount on File
Deed Document Number202469068
Deed Book / Page15262 / 846
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateMay 12, 2026
Property Address10478 FRANKLIN DR, HARRISON, OH 45030-0076
Document Number0000036357
Book / Page15664 / 37
Instrument DateMay 2, 2026
Instrument202636357
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10478 FRANKLIN DR, HARRISON, OH 45030-0076
InvestorPossibly a Property Investor

Mortgage

Document Number0000036357,
DateMay 12, 2026
Book Page15664/37
Instrument202636357
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.46%
Max Rate-1%

October 2024: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON OH
Recording DateOct 1, 2024
Property Address10478 FRANKLIN DR, HARRISON, OH 45030-0076
Document Number0000069068
Book / Page15262 / 846
Map ReferenceMB 496 PG 49-51
Instrument DateSep 30, 2024
Instrument2024-0069068
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$382.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10478 FRANKLIN DR, HARRISON, OH 45030-0076

Mortgage

Document Number0000069069
DateOct 1, 2024
Instrument2024-0069069
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2054

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 25, 2024
Property Address10478 FRANKLIN DR, HARRISON, OH 45030-0076
Document Number0000043011
Book / Page15194 / 863
Map ReferenceMB 496 PG 49-51
Instrument DateJun 21, 2024
Instrument2024-0043011
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount on Record
Tax$75.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 TOWER DR, NEWPORT, KY 41071-2777

Transferred To (Grantee/Buyer)

NameVerified Name
Address8622 JACQUEMIN DR, WEST CHESTER, OH 45069-4852
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10478 Franklin Dr was $5,005, up 331.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionCrosby Township
Unified School DistrictSouthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,005.00 (+331.84%) Homeowner's exemption$136,220 (+418.24%) Land $26,285 Building $109,935$389,200 Land $75,100 Building $314,100
2024$1,159.00 Homeowner's exemption$26,285 Land $26,285
2023$389,200 Land $75,100 Building $314,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10478 Franklin Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims26 (1982–2011)
Most Recent ClaimDec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10478 Franklin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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