Shelby County property record for 10485 Cisco Rd, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,732 sqft · built 2019 |
| Lot Size | 6.83 acres (297,645 sqft) |
| Owner | Individual Name on File |
| Last Sale | $679,000 (Jan 2022) |
| Tax Bill | $6,741 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-1817300.035 |
| Primary APN | 48-1817300.035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,732 sqft Living Area |
| 1st Floor Area | 2,732 sqft |
| Basement Area | 2,732 sqft |
| Unfinished Basement | 2,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 297,645 sqft (6.83 acres) |
| Garage Area | 1,568 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 696 sqft |
| Deck Area | 150 sqft |
| Cabin | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10485 CISCO RD |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-9347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R06 T08 S17 PT OF SW QR 375-18-17-300-035PLAT V30 P184 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | TURTLE CREEK |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 971700 |
10485 Cisco Rd is owned and occupied by an individual who acquired it in April 2024.
Source: Shelby County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10485 CISCO RD, SIDNEY, OH 45365-9347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Jan 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | Apr 10, 2009 · Amount on File |
| Deed Document Number | 2022235 |
| Deed Book / Page | 2306 / 4379 |
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 02320/3376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Jan 12, 2022 |
| Property Address | 10485 CISCO RD, SIDNEY, OH 45365-9347 |
| Document Number | 02306/4379 |
| Book / Page | 2306 / 4379 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 202200235 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10485 CISCO RD, SIDNEY, OH 45365-9347 |
| Document Number | 0202200236 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 202200236 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 10485 CISCO RD, SIDNEY, OH 45365-9347 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2291/407 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 2291/407 |
| Instrument | 202100003950 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 10485 CISCO RD, SIDNEY, OH 45365-9347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2194/006 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 2194/006 |
| Instrument | 201900005724 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 10485 CISCO RD, SIDNEY, OH 45365-9347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 2157/505 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 2157/505 |
| Instrument | 201900000356 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 10485 CISCO RD, SIDNEY, OH 45365-9347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2240/652 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 2240/652 |
| Instrument | 202000005255 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 10485 Cisco Rd was $6,741 with a homeowner's exemption, down 6.5% from the year before.
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Turtle Creek Township |
| Unified School District | Hardin-Houston Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,741.00 (-6.54%) | $215,180 (+0.42%) Land $28,150 Building $187,030 | |
| 2024 | $7,213.00 (+12.83%) Homeowner's exemption | $214,280 (+10.58%) Land $28,150 Building $186,130 | |
| 2023 | $6,393.00 (+25.7%) Homeowner's exemption | $193,780 (+40.94%) Land $23,210 Building $170,570 | $614,790 Land $80,430 Building $534,360 |
| 2022 | $5,086.00 Homeowner's exemption | $137,490 Land $18,700 Building $118,790 | |
| 2020 | $392,840 Land $53,440 Building $339,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10485 Cisco Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | Mar 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10485 Cisco Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| NKTELCO - Goldstar Fixed Wireless | 50 / 5 |
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