10225 Cisco Rd, Sidney, OH 45365 Property Records

Shelby County property record for 10225 Cisco Rd, Sidney, OH 45365

Property Summary

Property Type	Rural Home
Details	5 bd · 5 ba · 5,561 sqft · built 1987
Lot Size	18.7 acres (817,578 sqft)
Owner	Individual Name on File
Last Sale	$815,000 (May 2018)
Tax Bill	$6,116 (2025)
Deeds & Mortgages	May 2026 Construction Loan May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-1817300.021`

Property Details

APN / Parcel Number

Primary APN	`48-1817300.021`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,561 sqft Living Area
1st Floor Area	1,656 sqft
Upper Floors Area	1,326 sqft
Basement Area	1,656 sqft
Finished Basement	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Shingle
Lot Area	817,578 sqft (18.7 acres)
Garage Area	923 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Patio Area	1,408 sqft
Shed	1 Shed
Shed Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10225 CISCO RD
City	SIDNEY
State	OH
Zip	45365-9347
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R06 T08 S17 PT OF SW QR 375-18-17-300-021PLAT V31 P273
Jurisdiction	SHELBY OH
Township / Civil Division	TURTLE CREEK
Census Block Group	1
Census Block	1043
Census Tract	971700

Owner

10225 Cisco Rd, a rural home, is owned and occupied by an individual who bought it in May 2018.

Source: Shelby County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10225 CISCO RD, SIDNEY, OH 45365-9347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT SERVICES MID-AMERICA
May 4, 2018	Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Apr 10, 2009 · Amount on File
Deed Document Number	20182137
Deed Book / Page	2126 / 727
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Recording Date	May 20, 2026
Property Address	10225 CISCO RD, SIDNEY, OH 45365-9347
Document Number	0000002520
Book / Page	2332 / 241
Instrument Date	May 19, 2026
Instrument	20262520
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10225 CISCO RD, SIDNEY, OH 45365-9347

Mortgage

Document Number	0000002520,
Date	May 20, 2026
Book Page	2332/241
Instrument	20262520

Lender

Name	FARM CREDIT SERVICES MID-AMERICA

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	May 4, 2018
Property Address	10225 CISCO RD, SIDNEY, OH 45365-9347
Document Number	002126/727
Book / Page	2126 / 727
Instrument Date	May 1, 2018
Instrument	201800002137
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10225 CISCO RD, SIDNEY, OH 45365-9347

Mortgage

Document Number	201800002138
Date	May 4, 2018
Instrument	201800002138

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10225 Cisco Rd was $6,116 with a homeowner's exemption, down 6.7% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Turtle Creek Township
Unified School District	Hardin-Houston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,116.00 (-6.73%)	$209,470 (+4.61%) Land $46,550 Building $162,920
2024	$6,557.00 (+6.57%) Homeowner's exemption Additional exemption filed	$200,230 (-) Land $46,550 Building $153,680
2023	$6,153.00 (+15.88%) Homeowner's exemption Additional exemption filed	$200,230 (+26.99%) Land $46,550 Building $153,680	$598,480 Land $132,990 Building $465,490
2022	$5,310.00 Homeowner's exemption Additional exemption filed	$157,680 Land $38,770 Building $118,910
2020			$450,500 Land $110,770 Building $339,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10225 Cisco Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020)
Most Recent Claim	Mar 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10225 Cisco Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: Wabash Communications.

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