10481 Pine Ln, Saint John, IN 46373 Property Records

Lake County property record for 10481 Pine Ln, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,485 sqft · built 2020
Lot Size	0.301 acres (13,113 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2020)
Tax Bill	$5,469 (2024)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-15-03-303-004.000-015`

Property Details

APN / Parcel Number

Primary APN	`45-15-03-303-004.000-015`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,485 sqft Living Area
Basement Area	2,485 sqft

Exterior

Year Built	Built 2020
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	13,113 sqft (0.301 acres)
Lot Dimensions	141 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10481 PINE LN
City	SAINT JOHN
State	IN
Zip	46373-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST JOHN UNIT 10M LOT 141
Legal Subdivision	GATES/ST JOHN UN 10M
Legal Lot Number	141
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1018
Census Tract	42904

Owner

Source: Lake County records · APN 45-15-03-303-004.000-015

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10481 PINE LN, SAINT JOHN, IN 46373-7032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	2020 037908
Record Updated	Jun 08, 2026

June 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 22, 2020
Property Address	10481 PINE LN, SAINT JOHN, IN 46373-7032
Document Number	0000037908
Instrument Date	Jun 16, 2020
Instrument	2020 037908
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	CALATLANTIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10481 PINE LN, SAINT JOHN, IN 46373-7032

Mortgage

Document Number	0000037909
Date	Jun 22, 2020
Instrument	2020 037909

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$554,100 (+15.05%) Land $82,600 Building $471,500	$554,100 (+15.05%) Land $82,600 Building $471,500
2024	$5,469.00 (+9.71%)
2023		$481,600 (+17.06%) Land $90,200 Building $391,400	$481,600 (+17.06%) Land $90,200 Building $391,400
2022	$4,985.00	$411,400 Land $82,000 Building $329,400	$411,400 Land $82,000 Building $329,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), as of October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890429041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 244 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5245043, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.