10461 Pine Ln, Saint John, IN 46373 Property Records

Lake County property record for 10461 Pine Ln, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,058 sqft · built 2020
Lot Size	0.282 acres (12,267 sqft)
Owner	Individual Name on Record
Last Sale	$355,300 (Jun 2020)
Tax Bill	$5,061 (2024)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-03-303-002.000-015`

Property Details

APN / Parcel Number

Primary APN	`45-15-03-303-002.000-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,058 sqft Living Area
Gross Area	5,125 sqft
1st Floor Area	3,058 sqft
Basement Area	1,404 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	12,267 sqft (0.282 acres)
Lot Dimensions	141 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	663 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10461 PINE LN
City	SAINT JOHN
State	IN
Zip	46373-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST JOHN UNIT 10M LOT 139
Legal Subdivision	THE GATES OF ST JOHN UNIT 1
Legal Lot Number	139
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1018
Census Tract	42904

Owner

Source: Lake County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10461 PINE LN, SAINT JOHN, IN 46373-7032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 5, 2023	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2020	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	202037906
Last Transfer Date	Jun 22, 2021
Transfer Doc	0000515669
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10461 PINE LN, SAINT JOHN, IN 46373-7032
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10461 PINE LN, SAINT JOHN, IN 46373-7032

Mortgage

Document Number	0000010771
Date	Mar 19, 2026
Instrument	2026-510771

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jul 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10461 PINE LN, SAINT JOHN, IN 46373-7032
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013422
Date	May 5, 2023
Instrument	2023-513422

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10461 PINE LN, SAINT JOHN, IN 46373-7032
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10461 PINE LN, SAINT JOHN, IN 46373-7032

Mortgage

Document Number	0000012786
Date	May 1, 2023
Instrument	2023-512786

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jul 1, 2050

June 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 22, 2020
Property Address	10461 PINE LN, SAINT JOHN, IN 46373-7032
Document Number	0000037906
Instrument Date	Jun 15, 2020
Instrument	2020 037906
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	CALATLANTIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 EMAIN STREET #108108, 1141, EAST DUNDEE, IL 60118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10461 PINE LN, SAINT JOHN, IN 46373-7032

Mortgage

Document Number	0000037907
Date	Jun 22, 2020
Instrument	2020 037907

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$546,200 (+21.81%) Land $79,400 Building $466,800	$546,200 (+21.81%) Land $79,400 Building $466,800
2024	$5,061.00 (+11.5%)
2023		$448,400 (+18.28%) Land $84,400 Building $364,000	$448,400 (+18.28%) Land $84,400 Building $364,000
2022	$4,539.00	$379,100 Land $76,700 Building $302,400	$379,100 Land $76,700 Building $302,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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