1048 S 1990 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 1048 S 1990 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,120 sqft · built 2007
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,900 (Nov 2019)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`66-097-0111`

Property Details

APN / Parcel Number

Primary APN	`66-097-0111`
Alternative APN	`280678`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	3,859 sqft
1st Floor Area	998 sqft
Basement Area	1,046 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,839 sqft (0.157 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	477 sqft
Deck Area	Deck Area
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	280678
Street Address	1048 S 1990 E
City	SPANISH FORK
State	UT
Zip	84660-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111, PLAT G, SPANISH VISTA SUBDV. AREA 0.157 AC.
Legal Subdivision	SPANISH VISTA SUBDV
Legal Lot Number	111
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2002
Census Tract	10404

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1048 S 1990 E, SPANISH FORK, UT 84660-5523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 18, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 26, 2017	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE COMPANY
Jun 26, 2017	Intrafamily Transfer, Transfer INWEST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on Record
Deed Sale	Nov 4, 2019 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	2019114544
Prior Transfer Date	Jun 23, 2017
Prior Transfer Doc	0000061619
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1048 S 1990 E, SPANISH FORK, UT 84660-5523
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088931
Date	Aug 9, 2022
Instrument	88931:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1048 S 1990 E, SPANISH FORK, UT 84660-5523
Document Number	0000145868
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1048 S 1990 E SPANISH FORK UT 846605523, SPANISH FORK, UT 84660-5523

Mortgage

Document Number	0000145868
Date	Sep 23, 2020
Instrument	145868

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 4, 2019
Property Address	1048 S 1990 E, SPANISH FORK, UT 84660-5523
Document Number	0000114544
Instrument Date	Oct 31, 2019
Instrument	114544:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	INWEST TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 S 1990 E, SPANISH FORK, UT 84660-5523

Mortgage

Document Number	0000114584
Date	Nov 4, 2019
Instrument	114584:2019

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 26, 2017
Property Address	1048 S 1990 E, SPANISH FORK, UT 84660-5523
Document Number	0000061566
Instrument Date	Jun 23, 2017
Instrument	61566
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 S 1990 E SPANISH FORK UT 846605523, SPANISH FORK, UT 84660-5523

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 26, 2017
Property Address	1048 S 1990 E, SPANISH FORK, UT 84660-5523
Document Number	0000061619
Instrument Date	Jun 23, 2017
Instrument	061619:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	INWEST TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1048 S 1990 E, FORK, UT 84680

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,710 (-45.67%)	$552,200 (-1.22%) Land $174,700 Building $377,500
2025	$2,961.00	$559,000 (+94.74%) Land $183,900 Building $375,100	$559,000 (+7.11%) Land $183,900 Building $375,100
2024	$2,961.00 (+6.47%)
2023	$2,781.00 (+1.79%)	$287,045	$521,900 Land $175,100 Building $346,800
2022	$2,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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