1028 S 1990 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 1028 S 1990 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,791 sqft · built 2008
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$18,800 (Mar 2016)
Tax Bill	$2,556 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`66-097-0108`

Property Details

APN / Parcel Number

Primary APN	`66-097-0108`
Alternative APN	`280675`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,791 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	823 sqft
Basement Area	949 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	426 sqft
Deck Area	Deck Area
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	280675
Street Address	1028 S 1990 E
City	SPANISH FORK
State	UT
Zip	84660-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108, PLAT G, SPANISH VISTA SUBDV. AREA 0.120 AC.
Legal Subdivision	SPANISH VISTA SUBDV
Legal Lot Number	108
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2002
Census Tract	10404

Owner

1028 S 1990 E is owned and occupied by an individual who bought it in March 2016.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1028 S 1990 E, SPANISH FORK, UT 84660-5523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2016 · Amount on File
Deed Sale	Mar 2, 2016 · Amount on File
Prior Sale	Feb 28, 2013 · Amount on File
Deed Document Number	201617776
Prior Transfer Date	Feb 29, 2016
Prior Transfer Doc	0000017776
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1028 S 1990 E, SPANISH FORK, UT 84660-5523
Document Number	0000196556
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 S 1990 E SPANISH FORK UT 846605523, SPANISH FORK, UT 84660-5523

Mortgage

Document Number	0000196556
Date	Dec 10, 2020
Instrument	196556

Lender

Name	GUARANTEED RATE
Address	SALT LAKE CITY, UT 84107

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1028 S 1990 E, SPANISH FORK, UT 84660-5523
Document Number	0000115906
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 S 1990 E SPANISH FORK UT 846605523, SPANISH FORK, UT 84660-5523

Mortgage

Document Number	0000115906
Date	Nov 6, 2019
Instrument	115906

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,120	$498,400 Land $164,700 Building $333,700
2023	$2,556.00 (-0.47%)	$263,780	$479,600 Land $165,100 Building $314,500
2022	$2,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 S 1990 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 S 1990 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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