1048 River Pointe Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 1048 River Pointe Dr, Lodi, CA 95240

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,542 sqft · built 2000
Lot Size0.239 acres (10,414 sqft)
Owner2 Owner Names on File
Last Sale$705,000 (Jan 2006)
Tax Bill$8,519 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN041-490-370-000

Property Details

APN / Parcel Number

Primary APN041-490-370-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,542 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeWood
Lot Area10,414 sqft (0.239 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1048 RIVER POINTE DR
CityLODI
StateCA
Zip95240-0554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97-FM PT OF 041-250-10 PER RIVER POINTE
Legal SubdivisionRIVER POINTE
Legal Lot Number37
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group1
Census Block1000
Census Tract4202

Owner

Source: San Joaquin County records · APN 041-490-370-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address1048 RIVER POINTE DR, LODI, CA 95240-0554
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2006 · Amount on Record
Deed SaleJan 31, 2006 · Amount on Record
Prior SaleJan 31, 2006 · Amount on Record
Deed Document Number0000022934
Last Transfer DateMar 29, 2013
Transfer Doc0000041433
Record UpdatedJun 07, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1048 RIVER POINTE DR, LODI, CA 95240-0554
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 RIVER POINTE DR, LODI, CA 95240-0554

Mortgage

Document Number0000184981
DateDec 30, 2020
Instrument2020-184981
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,519.00 (+1.91%)$785,800 (+1.79%) Land $235,000 Building $550,800
2023$8,359.00 (+0.26%)$772,000 Land $150,000 Building $622,000
2022$8,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 individual policies
Nearby Flood Policies57 units insured
incl. 20 condo units
Nearby Flood Claims10 (1983–2006)
Claims Outside the SFHA3 of 10
Most Recent ClaimApr 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet.

Based on FCC filings for 542 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LODI
serves 67,093 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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