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1040 River Pointe Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 1040 River Pointe Dr, Lodi, CA 95240 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,046 sqft · built 2002
Lot Size0.238 acres (10,391 sqft)
OwnerIndividual Name on File
Last Sale$382,500 (Jan 2014)
Tax Bill$5,094 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN041-490-380-000

Property Details

APN / Parcel Number

Primary APN041-490-380-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,046 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleCustom Design
Construction TypeWood
Lot Area10,391 sqft (0.238 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1040 RIVER POINTE DR
CityLODI
StateCA
Zip95240-0554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97-FM PT OF 041-250-10 PER RIVER POINTE
Legal SubdivisionRIVER POINTE
Legal Lot Number38
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group1
Census Block1000
Census Tract4202

Owner

Source: San Joaquin County records · APN 041-490-380-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1040 RIVER POINTE DR, LODI, CA 95240-0554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Deed of Trust, Mortgage · FHA Mortgage
FIFTH THIRD BANK
Feb 07, 2018Intrafamily Transfer, Transfer · FHA Mortgage
MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2014 · Amount on Record
Deed SaleJan 10, 2014 · Amount on Record
Prior SaleJan 10, 2014 · Amount on Record
Deed Document Number0000003016
Last Transfer DateFeb 07, 2018
Transfer Doc0000014457
Record UpdatedJun 07, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1040 RIVER POINTE DR, LODI, CA 95240-0554
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 RIVER POINTE DR, LODI, CA 95240-0554

Mortgage

Document Number0000134824
DateOct 09, 2020
Instrument2020-134824
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueMar 01, 2048

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 07, 2018
Property Address1040 RIVER POINTE DR, LODI, CA 95240-0554
Document Number0000014457
Map ReferenceDOC97-103234
Instrument DateFeb 01, 2018
Instrument2018-014457
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY S

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1040 RIVER POINTE DR, LODI, CA 95240-0554

Mortgage

Document Number0000014458
DateFeb 07, 2018
Instrument2018-014458
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,094.00 (+4.28%)$468,636 (+4.04%) Land $164,022 Building $304,614
2023$4,885.00 (+2.26%)$450,440 Land $157,653 Building $292,787
2022$4,777.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770042021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 37 individual NFIP policies nearby
Nearby Flood Policies57 units insured
20 under condo master policies
Nearby Flood Claims10 (1983–2006)
Claims Outside the SFHA3 of 10
Most Recent ClaimApr 2006, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 542 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
VerizonFixed Wireless300 / 20
DigitalPathFixed Wireless200 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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