1048 Coffee Ridge Loop, Erwin, TN 37650 Property Records

Unicoi County property record for 1048 Coffee Ridge Loop, Erwin, TN 37650

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 ba · 5,076 sqft · built 2018
Lot Size	41.9 acres (1,825,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (May 2023)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060-040.00`

Property Details

APN / Parcel Number

Primary APN	`060-040.00`
Alternative APNs	`0106006004000` `086060 04000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	5,076 sqft Gross Area
1st Floor Area	2,279 sqft
Basement Area	2,279 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,825,164 sqft (41.9 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	80 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1048 COFFEE RIDGE LOOP
City	ERWIN
State	TN
Zip	37650-6434
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	COUNTY AREA: R04
Legal Subdivision	WILLIAMS & EDWARDS
Legal Lot Number	1
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1051
Census Tract	80100

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1048 COFFEE RIDGE LOOP, ERWIN, TN 37650-6434
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 2, 2019	Deed of Trust, Mortgage BETTER MTG
Nov 1, 2017	Warranty Deed, Construction Loan · Construction Mortgage EASTMAN CU
Apr 3, 2017	Warranty Deed, Transfer TRI CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	2023926
Deed Book / Page	470 / 477
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1048 COFFEE RIDGE LOOP, ERWIN, TN 37650-6434
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449232
Date	Aug 12, 2021
Book Page	449/232
Instrument	21001782

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 26, 2023
Property Address	1048 COFFEE RIDGE LOOP, ERWIN, TN 37650-6434
Document Number	0000470477
Book / Page	470 / 477
Instrument Date	May 25, 2023
Instrument	23000926
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	EAST TENNESSEE TITLE & ESCROW SVCS INC, EAST TENNESSEE T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,015.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 COFFEE RIDGE LOOP, ERWIN, TN 37650-6434

Mortgage

Document Number	0023000927
Date	May 26, 2023
Instrument	23000927

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1048 COFFEE RIDGE LOOP, ERWIN, TN 37650-6434
Document Number	427407
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 COFFEE RIDGE LOOP ERWIN TN 376506434, ERWIN, TN 37650-6434

Mortgage

Document Number	427407
Date	Oct 17, 2019
Book Page	000427/000407
Instrument	1989

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Nov 1, 2017
Property Address	1048 COFFEE RIDGE LOOP, ERWIN, TN 37650-6434
Document Number	407866
Book / Page	000407 / 000866
Instrument Date	Oct 23, 2017
Instrument	1947
Transaction Type	Construction Loan
Record Updated	Nov 8, 2017
Title Company	RELIABLE TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 BUCKINGHAM RD JOHNSON CITY TN 376153521, JOHNSON CITY, TN 37615-3521

Mortgage

Document Number	407871
Date	Nov 1, 2017
Book Page	000407/000871
Instrument	1948

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37662

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 3, 2017
Property Address	1048 COFFEE RIDGE LOOP, ERWIN, TN 37650-6434
Document Number	402536
Book / Page	000402 / 000536
Instrument Date	Mar 31, 2017
Instrument	603
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	TRI CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$453.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 COFFEE RIDGE LOOP ERWIN TN 376506435, ERWIN, TN 37650-6435

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00	$78,875 (-) Land $6,625 Building $72,250	$389,100 (-) Land $100,100 Building $289,000
2024	$2,059.00 (+11.06%) Additional exemption filed	$78,875 (-) Land $6,625 Building $72,250
2023		$78,875 (-) Land $6,625 Building $72,250
2022	$1,854.00	$78,875 Land $6,625 Building $72,250	$389,100 Land $100,100 Building $289,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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