1047 Coffee Ridge Loop, Erwin, TN 37650 Property Records

Unicoi County property record for 1047 Coffee Ridge Loop, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,318 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2023)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Apr 2023 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-040.01`

Property Details

APN / Parcel Number

Primary APN	`060-040.01`
Alternative APN	`086060 04001`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	2,318 sqft
Basement Area	1,418 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	532 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	086060 04001
Street Address	1047 COFFEE RIDGE LOOP
City	ERWIN
State	TN
Zip	37650-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS & EDWARDS TRACT PB C PG 134 LOT 1
Legal Subdivision	WILLIAMS & EDWARDS TRACT
Legal Lot Number	1
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1081
Census Tract	80100

Owner

1047 Coffee Ridge Loop is owned and occupied by an individual who bought it in April 2023.

Source: Unicoi County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1047 COFFEE RIDGE LOOP, ERWIN, TN 37650-6435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer EXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING
Mar 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage READY CAPITAL CORP
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit CLINCHFIELD FCU
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Jan 19, 2021 · Amount on File
Deed Document Number	2023658
Deed Book / Page	469 / 271
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 14, 2023
Property Address	1047 COFFEE RIDGE LOOP, ERWIN, TN 37650-6435
Document Number	0000469271
Book / Page	469 / 271
Map Reference	CAB C PG 396
Instrument Date	Apr 14, 2023
Instrument	23000658
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	EXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING

Transaction

Amount	Amount on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 COFFEE RIDGE LOOP, ERWIN, TN 37650-6435

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1047 COFFEE RIDGE LOOP, ERWIN, TN 37650-6435
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000457708
Date	Mar 25, 2022
Book Page	457/708
Instrument	22000701

Lender

Name	READY CAPITAL CORP
Type	Funding / Finance Company
Address	BERKELEY HEIGHTS, NJ 07922

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1047 COFFEE RIDGE LOOP, ERWIN, TN 37650-6435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	437217
Date	Sep 16, 2020
Book Page	437/217
Instrument	20001704

Lender

Name	CLINCHFIELD FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jan 19, 2021
Property Address	1047 COFFEE RIDGE LOOP, ERWIN, TN 37650-6435
Document Number	0000441373
Book / Page	441 / 373
Map Reference	CAB C PG 134
Instrument Date	Jan 15, 2021
Instrument	21000123
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	EXPRESS TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 COFFEE RIDGE LOOP, ERWIN, TN 37650-6435

Mortgage

Document Number	0021000124
Date	Jan 19, 2021
Instrument	21000124

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1047 Coffee Ridge Loop was $1,045.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,045.00	$40,025 Land $4,625 Building $35,400	$160,100 Land $18,500 Building $141,600
2023		$48,750 (+44.77%) Land $4,625 Building $44,125
2022	$792.00	$33,675 Land $6,775 Building $26,900	$160,100 Land $18,500 Building $141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1047 Coffee Ridge Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1047 Coffee Ridge Loop is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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