1048 Camargo Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 1048 Camargo Dr, Ballwin, MO 63011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,520 sqft · built 1975
Lot Size0.299 acres (13,020 sqft)
Owner2 Individual Names on Record
Last Sale$615,000 (May 2024)
Tax Bill$6,487 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21T-61-0412

Property Details

APN / Parcel Number

Primary APN21T-61-0412

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,520 sqft Living Area
Gross Area2,982 sqft
1st Floor Area1,260 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleColonial
Exterior MaterialFrame/Masonry
Construction TypeFrame
Foundation TypeRaised
Lot Area13,020 sqft (0.299 acres)
Lot Dimensions140 ft deep x 93 ft wide
TerrainAbove Road/Slope
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area276 sqft
Patio Area50 sqft
Poultry House50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1048 CAMARGO DR
CityBALLWIN
StateMO
Zip63011-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-2
Legal DescriptionWHISPERING OAKWOOD PLAT 5 LOT 64
Legal SubdivisionWHISPERING OAKWOOD PLAT 5
Legal Lot Number64
JurisdictionST LOUIS MO
Township / Civil DivisionLAFAYETTE
Census Block Group1
Census Block1012
Census Tract217852

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1048 CAMARGO DR, BALLWIN, MO 63011-1509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
PARAGON MORTGAGE BANKERS CORPORATION
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
PARAGON MORTGAGE BANKERS CORPORATION
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BANK OF ST LOUIS
Nov 23, 2020Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 26, 2017Warranty Deed, Transfer
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleNov 23, 2020 · Amount on Record
Deed Document Number2024531252
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateApr 7, 2026
Property Address1048 CAMARGO DR, BALLWIN, MO 63011-1509
Document Number0000000147
Instrument DateMar 27, 2026
Instrument2026147
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 CAMARGO DR, BALLWIN, MO 63011-1509

Mortgage

Document Number0000000147,
DateApr 7, 2026
Instrument2026147
Lender
NamePARAGON MORTGAGE BANKERS CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateApr 15, 2026
Property Address1048 CAMARGO DR, BALLWIN, MO 63011-1509
Document Number0000000206
Instrument DateMar 27, 2026
Instrument2026206
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 CAMARGO DR, BALLWIN, MO 63011-1509

Mortgage

Document Number0000000206,
DateApr 15, 2026
Instrument2026206
Lender
NamePARAGON MORTGAGE BANKERS CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate5.98%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1048 CAMARGO DR, BALLWIN, MO 63011-1509
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyARCH CITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 CAMARGO DR, BALLWIN, MO 63011-1509

Mortgage

Document Number0246304302
DateFeb 3, 2021
Book Page24630/4302
Instrument2021020300819
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateNov 23, 2020
Property Address1048 CAMARGO DR, BALLWIN, MO 63011-1509
Document Number0244622356
Book / Page24462 / 2356
Map ReferenceMB 149 PG 60
Instrument DateNov 4, 2020
Instrument2020112300326
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyINTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1048 CAMARGO DR, 1048, BALLWIN, MO 63011-1509

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 CAMARGO DR, BALLWIN, MO 63011-1509

Mortgage

Document Number2020112300327
DateNov 23, 2020
Instrument2020112300327
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJul 26, 2017
Property Address1048 CAMARGO DR, BALLWIN, MO 63011-1509
Document Number0226243436
Book / Page022624 / 003436
Instrument DateJul 24, 2017
Instrument797
Transaction TypeTransfer
Record UpdatedSep 6, 2017
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1048 CAMARGO DR BALLWIN MO 630111509, BALLWIN, MO 63011-1509

Mortgage

Document Number226243439
DateJul 26, 2017
Book Page022624/003439
Instrument798
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueJul 25, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,770 (-) Land $30,720 Building $64,050$498,800 (-) Land $161,700 Building $337,100
2025$6,487.00 (+17.48%)$94,770 (+19.93%) Land $30,720 Building $64,050$498,800 (+19.93%) Land $161,700 Building $337,100
2024$5,522.00 (+0.07%)
2023$5,518.00 (+9.59%)$79,020 (+17.38%) Land $23,050 Building $55,970$415,900 (+17.39%) Land $121,300 Building $294,600
2022$5,035.00$67,320 Land $23,050 Building $44,270
2021$354,300 Land $121,300 Building $233,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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