St. Louis County property record for 1041 Camargo Dr, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,744 sqft · built 1975 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Jun 2022) |
| Tax Bill | $6,008 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21T-61-0474 |
| Primary APN | 21T-61-0474 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,744 sqft Living Area |
| Gross Area | 3,422 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 180 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 90 ft deep x 90 ft wide |
| Terrain | Below Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 230 sqft |
| Patio Area | 280 sqft |
| Balcony Area | 80 sqft |
| Poultry House | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1041 CAMARGO DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2 |
| Legal Description | WHISPERING OAKWOOD PLAT 5 LOT 99 |
| Legal Subdivision | WHISPERING OAKWOOD PLAT 5 |
| Legal Lot Number | 99 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 217852 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1041 CAMARGO DR, BALLWIN, MO 63011-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 1, 2018 | Grant Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Prior Sale | Feb 1, 2018 · Amount on Record |
| Deed Document Number | 2022629212 |
| Prior Transfer Date | Jun 10, 2005 |
| Prior Transfer Doc | 0166112058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 29, 2022 |
| Property Address | 1041 CAMARGO DR, BALLWIN, MO 63011-1508 |
| Document Number | 2022062900212 |
| Map Reference | MB 149 PG 60 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022062900212 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1041 CAMARGO DR, 1041, BALLWIN, MO 63011-1508 |
| Name | Verified Name |
|---|---|
| Address | 1041 CAMARGO DR, BALLWIN, MO 63011-1508 |
| Document Number | 2022062900213 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022062900213 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1041 CAMARGO DR, BALLWIN, MO 63011-1508 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 1041 CAMARGO DR, BALLWIN, MO 63011-1508 |
| Document Number | 0242060645 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 24206/645 |
| Instrument | 2020081200926 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 1, 2018 |
| Property Address | 1041 CAMARGO DR, BALLWIN, MO 63011-1508 |
| Document Number | 0228821235 |
| Book / Page | 022882 / 001235 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 229 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1041 CAMARGO DR BALLWIN MO 630111508, BALLWIN, MO 63011-1508 |
| Document Number | 228821238 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 022882/001238 |
| Instrument | 230 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 31, 2033 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,740 (-) Land $30,590 Building $57,150 | $461,800 (-) Land $161,000 Building $300,800 | |
| 2025 | $6,008.00 (+8.06%) | $87,740 (+10.27%) Land $30,590 Building $57,150 | $461,800 (+10.27%) Land $161,000 Building $300,800 |
| 2024 | $5,560.00 (+0.07%) | ||
| 2023 | $5,556.00 (+10.55%) | $79,570 (+18.41%) Land $22,950 Building $56,620 | $418,800 (+18.41%) Land $120,800 Building $298,000 |
| 2022 | $5,026.00 | $67,200 Land $22,950 Building $44,250 | |
| 2021 | $353,700 Land $120,800 Building $232,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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