1048 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1048 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1900
Lot Size	0.228 acres (9,920 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2020)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-24-0024`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-24-0024`
Alternative APNs	`8051424` `68142`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Asbestos
Lot Area	9,920 sqft (0.228 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	68142
Street Address	1048 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKIDMORES ADDITION LOTS 2 & LOT 3 BLK 5
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	SKIDMORES ADDITION
Legal Block	5
Legal Lot Number	2,3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1013
Census Tract	34500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1048 4TH ST E, SAINT PAUL, MN 55106-5211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 10, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGES UNLIMITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Aug 3, 2004 · Amount on Record
Deed Document Number	20204831792
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1048 4TH ST E, SAINT PAUL, MN 55106-5211
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 4TH ST E, SAINT PAUL, MN 55106-5211

Mortgage

Document Number	0A04927914
Date	Jan 6, 2022
Instrument	A04927914

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jul 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 10, 2020
Property Address	1048 4TH ST E, SAINT PAUL, MN 55106-5211
Document Number	0004831792
Instrument Date	Jun 25, 2020
Instrument	4831792
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	KNIGHT BARRY TITLE UNITED LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 4TH ST E ST PAUL MN 551065211, ST PAUL, MN 55106-5211

Mortgage

Document Number	4831793
Date	Sep 10, 2020
Instrument	4831793

Lender

Name	MORTGAGES UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

Mortgage

Document Number	4831794,
Date	Sep 10, 2020
Instrument	4831794

Lender

Name	MORTGAGES UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,000 (+11.85%) Land $42,000 Building $177,000	$219,000 (+11.85%) Land $42,000 Building $177,000
2025	$3,940.00 (+31.95%)
2023	$2,986.00 Homeowner's exemption	$195,800 Land $21,900 Building $173,900	$195,800 Land $21,900 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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