1042 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1042 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,532 sqft · built 1900
Lot Size	0.114 acres (4,960 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Sep 2021)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-24-0026`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-24-0026`
Alternative APNs	`8551721` `613258`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,532 sqft Living Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1925
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	613258
Street Address	1042 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKIDMORES ADDITION LOT 5 BLK 5
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	SKIDMORES ADDITION
Legal Block	5
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1013
Census Tract	34500

Owner

1042 4th St E is owned and occupied by two individuals who bought it in September 2021.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 18, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 22, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage RESULTS MORTGAGE LLC
Mar 10, 2021	Warranty Deed, Transfer · Line of Credit RENOVO CAPITAL LLC
Mar 10, 2021	Warranty Deed, Transfer · Commercial Mortgage FIX UP FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	20214909020
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211
Investor	Possibly a Property Investor

Mortgage

Document Number	0A05093997
Date	Jan 23, 2026
Instrument	A05093997

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Oct 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211

Mortgage

Document Number	0A05014294
Date	Jan 18, 2024
Instrument	A05014294

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 22, 2021
Property Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211
Document Number	0A04909020
Instrument Date	Sep 15, 2021
Instrument	A04909020
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 29, 2021
Title Company	PREMIER TITLE INSURANCE AGENCY, PREMIER TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04909021
Date	Sep 22, 2021
Instrument	A04909021

Lender

Name	RESULTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 10, 2021
Property Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211
Document Number	0A04869312
Instrument Date	Mar 9, 2021
Instrument	A04869312
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	PREMIER TITLE INS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.90
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5101 BOARSHEAD RD APT 309, 309, MINNETONKA, MN 55345-4058

Mortgage

Document Number	0A04869313
Date	Mar 10, 2021
Instrument	A04869313

Lender

Name	RENOVO CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 10, 2021
Property Address	1042 4TH ST E, SAINT PAUL, MN 55106-5211
Document Number	0A04869311
Instrument Date	Mar 9, 2021
Instrument	A04869311
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CONCORDE PL, BURNSVILLE, MN 55337-2530
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04869314
Date	Mar 10, 2021
Instrument	A04869314

Lender

Name	FIX UP FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1042 4th St E was $4,636 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,200 Land $25,000 Building $274,200	$299,200 Land $25,000 Building $274,200
2025	$4,636.00
2023	$4,254.00 Homeowner's exemption	$288,800 Land $13,000 Building $275,800	$288,800 Land $13,000 Building $275,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1042 4th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1042 4th St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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