10478 Roxley Bend, Carmel, IN 46032 Property Records

Hamilton County property record for 10478 Roxley Bend, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	7 ba · 7,136 sqft · built 2020
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Tax Bill	$14,613 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-006-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-006-008.000-018`
Alternative APNs	`291308006008000034` `1713080006008000`

Interior

Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	28 Plumbing Fixtures
Stories	2 Stories
Building Area	7,136 sqft Living Area
1st Floor Area	3,060 sqft
2nd Floor Area	2,046 sqft
Basement Area	3,060 sqft
Finished Basement	2,030 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	253 ft deep x 93 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	984 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713080006008000
Old Parcel Number	291308006008000034
Street Address	10478 ROXLEY BND
City	CARMEL
State	IN
Zip	46032-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .61, SECTION 8, TOWNSHIP 17, RANGE 3, WINDSOR GROVE II, LOT 8, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	WINDSOR GROVE II
Legal Lot Number	8
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111103

Owner

10478 Roxley Bend is owned and occupied by an individual who acquired it in March 2021.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10478 ROXLEY BND, CARMEL, IN 46032-1935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Jul 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021
Deed Sale	Mar 16, 2021
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	2021020428
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 16, 2021
Property Address	10478 ROXLEY BND, CARMEL, IN 46032-1935
Document Number	0000020428
Instrument Date	Mar 5, 2021
Instrument	2021020428
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10478 ROXLEY BND, CARMEL, IN 46032-1935

Mortgage

Document Number	0000020429
Date	Mar 16, 2021
Instrument	2021020429

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 24, 2020
Property Address	10478 ROXLEY BND, CARMEL, IN 46032-1935
Document Number	0000047962
Instrument Date	Jul 6, 2020
Instrument	47962
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 E 96TH ST #100 INDIANAPOLIS IN 462403878, 100, INDIANAPOLIS, IN 46240-3878

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,377,300 (+9.43%) Land $324,800 Building $1,052,500	$1,377,300 (+9.43%) Land $324,800 Building $1,052,500
2024	$14,613.00 (+0.28%)	$1,258,600 (-9.21%) Land $324,800 Building $933,800	$1,258,600 (-9.21%) Land $324,800 Building $933,800
2023	$14,572.00 (+11.02%) Homeowner's exemption	$1,386,200 (+22.77%) Land $324,800 Building $1,061,400	$1,386,200 (+22.77%) Land $324,800 Building $1,061,400
2022	$13,126.00 Homeowner's exemption	$1,129,100 Land $255,500 Building $873,600	$1,129,100 Land $255,500 Building $873,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10478 Roxley Bend in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10478 Roxley Bend is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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