10469 Roxley Bend, Carmel, IN 46032 Property Records

Hamilton County property record for 10469 Roxley Bend, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 6,785 sqft · built 2007
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Tax Bill	$11,241 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-006-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-006-010.000-018`
Alternative APNs	`291308006010000034` `1713080006010000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	6,785 sqft Living Area
1st Floor Area	3,028 sqft
2nd Floor Area	1,557 sqft
Basement Area	3,028 sqft
Finished Basement	2,200 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	206 ft deep x 72 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,054 sqft
Parking Spaces	4 Parking Spaces
Pool Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713080006010000
Old Parcel Number	291308006010000034
Street Address	10469 ROXLEY BND
City	CARMEL
State	IN
Zip	46032-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .56, SECTION 8, TOWNSHIP 17, RANGE 3, WINDSOR GROVE II, LOT 10, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	WINDSOR GROVE 02
Legal Lot Number	10
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111103

Owner

10469 Roxley Bend is owned and occupied by an individual who acquired it in June 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · VA Mortgage ONE STOP FINANCIAL GROUP LLC
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 19, 2025	Deed of Trust, Mortgage · VA Mortgage ARMED FORCES BANK NA
Jun 7, 2024	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 29, 2021	Intrafamily Transfer, Transfer
Jun 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Nov 8, 2018	Warranty Deed, Transfer · ARM THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024
Deed Sale	Jun 7, 2024
Prior Sale	Oct 29, 2021
Deed Document Number	2024019746
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10469 ROXLEY BND, CARMEL, IN 46032-1935

Mortgage

Document Number	0000002497
Date	Jan 21, 2026
Instrument	2026002497

Lender

Name	ONE STOP FINANCIAL GROUP LLC
Type	Mortgage Company
Address	BERKLEY, MI 48072

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10469 ROXLEY BND, CARMEL, IN 46032-1935

Mortgage

Document Number	0000071058
Date	Sep 29, 2021
Instrument	2021071058

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10469 ROXLEY BND, CARMEL, IN 46032-1935

Mortgage

Document Number	0000010314
Date	Mar 19, 2025
Instrument	2025010314

Lender

Name	ARMED FORCES BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 7, 2024
Property Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Document Number	0000019746
Map Reference	DOC 200600068094
Instrument Date	May 28, 2024
Instrument	2024019746
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10469 ROXLEY BND, CARMEL, IN 46032-1935

Mortgage

Document Number	0000019747
Date	Jun 7, 2024
Instrument	2024019747

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	SOFR Average 30-Day
Max Rate	12.2%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Oct 29, 2021
Property Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Document Number	0000078613
Map Reference	DOC 2006000068094
Instrument Date	Oct 28, 2021
Instrument	2021078613
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10469 ROXLEY BND, CARMEL, IN 46032-1935

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026404
Date	Jun 21, 2019
Instrument	2019026404

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 25, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087125
Date	Nov 30, 2020
Instrument	2020087125

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.74%
Index	Prime Rate
Max Rate	8.74%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 8, 2018
Property Address	10469 ROXLEY BND, CARMEL, IN 46032-1935
Document Number	2018052775
Map Reference	DOC200600068094
Instrument Date	Nov 1, 2018
Instrument	2018052775
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10469 ROXLEY BND, CARMEL, IN 46032-1935

Mortgage

Document Number	2018052776
Date	Nov 8, 2018
Instrument	2018052776

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.99%
Index	Prime Rate
Margin	1
Max Rate	9.99%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,043,100 (+7.38%) Land $314,500 Building $728,600	$1,043,100 (+7.38%) Land $314,500 Building $728,600
2024	$11,241.00 (-1.77%)	$971,400 (-0.91%) Land $314,500 Building $656,900	$971,400 (-0.91%) Land $314,500 Building $656,900
2023	$11,443.00 (+18.2%) Homeowner's exemption	$980,300 (+19.33%) Land $314,500 Building $665,800	$980,300 (+19.33%) Land $314,500 Building $665,800
2022	$9,681.00 Homeowner's exemption	$821,500 Land $247,400 Building $574,100	$821,500 Land $247,400 Building $574,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10469 Roxley Bend in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10469 Roxley Bend is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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