10475 Georgetown Rd, Owenton, KY 40359 Property Records

Owen County property record for 10475 Georgetown Rd, Owenton, KY 40359

Property Summary

Property TypeMobile Home
Details1,568 sqft
Lot Size1.64 acres (71,438 sqft)
Owner2 Individual Names on Record
Tax Bill$1,070 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN087-00-00-029.03

Property Details

APN / Parcel Number

Primary APN087-00-00-029.03
Alternative APN
  • 10634

Interior

Stories1 Story
Building Area1,568 sqft Living Area

Exterior

Architectural StyleMobile Home
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area71,438 sqft (1.64 acres)
DrivewayGravel Driveway

Location & Zoning

Account Number10634
Street Address10475 GEORGETOWN RD
CityOWENTON
StateKY
Zip40359-8647
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description1.64 AC/MANU HOUSE
Legal SubdivisionTHE CORA B WOOD FARM
Legal Tract4
JurisdictionOWEN KY
Township / Civil DivisionMONTEREY-NEW COLUMBUS
Census Block Group1
Census Block1002
Census Tract970300

Owner

Source: Owen County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10475 GEORGETOWN RD, OWENTON, KY 40359-8647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 16, 2013
Transfer DocDEED239/208
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN KY
Property Address10475 GEORGETOWN RD, OWENTON, KY 40359-8647
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG275/722
DateMay 1, 2018
Book PageMTG 275/722
Instrument2018001165
Lender
NameL&N FCU
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateMay 1, 2028
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change6.25%
Index1-Year CMT
Max Rate10.2%

Tax Assessment & Valuation

Source: Owen County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOwen County
Unified School DistrictOwen County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,070.00 (+1.81%)$87,500 (-)$87,500 (-)
2023$1,051.00$87,500$87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2010–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Broadlinc
Fixed Wireless
499 / 285
AT&T
Fixed Wireless
100 / 20

May also be available: All Points Broadband, T-Mobile.

Nearby Properties on Georgetown Rd

Nearby Streets

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