10125 Georgetown Rd, Owenton, KY 40359 Property Records

Owen County property record for 10125 Georgetown Rd, Owenton, KY 40359

Property Summary

Property Type	Mobile Home
Details	1,056 sqft · built 1991
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2026)
Tax Bill	$656 (2025)
Deeds & Mortgages	Sep 2006 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-00-00-029.01`

Property Details

APN / Parcel Number

Primary APN	`087-00-00-029.01`
Alternative APN	`10624`

Interior

Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Terrain	Rolling
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	10624
Street Address	10125 GEORGETOWN RD
City	OWENTON
State	KY
Zip	40359-8902
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MANU HOUSE & 7 AC
Jurisdiction	OWEN KY
Township / Civil Division	MONTEREY-NEW COLUMBUS
Census Block Group	1
Census Block	1002
Census Tract	970300

Owner

10125 Georgetown Rd, a mobile home, is owned by an individual who bought it in May 2026.

Source: Owen County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3625 KEEFER RD, CORINTH, KY 41010-2209
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2006	Deed of Trust, Mortgage BRAIN K OSBRONE
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage STONE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Apr 2, 2025 · Amount on File
Deed Document Number	20261209393
Deed Book / Page	281 / 707
Prior Transfer Date	Aug 25, 2007
Prior Transfer Doc	DEED223/253
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	10125 GEORGETOWN RD, OWENTON, KY 40359-8902
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG199/630
Date	Sep 28, 2006
Book Page	MTG 199/630
Instrument	2006047305

Lender

Name	BRAIN K OSBRONE
Type	Private Party
Address	3760 BRECK RD, OWENTON, KY 40359

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 14, 2031

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Recording Date	May 29, 2026
Property Address	10125 GEORGETOWN RD, OWENTON, KY 40359-8902
Document Number	0001209397
Book / Page	352 / 704
Instrument Date	May 19, 2026
Instrument	20261209397
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	PERENNIAL TITLE, PERPETUAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 KEEFER RD, CORINTH, KY 41010-2209

Mortgage

Document Number	0001209397,
Date	May 29, 2026
Book Page	352/704
Instrument	20261209397

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN KY
Recording Date	May 29, 2026
Property Address	10125 GEORGETOWN RD, OWENTON, KY 40359-8902
Document Number	0001209393
Book / Page	281 / 707
Instrument Date	May 14, 2026
Instrument	20261209393
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	PERENNIAL TITLE, PERPETUAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,250.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 KEEFER RD, CORINTH, KY 41010-2209

Mortgage

Document Number	0001209397,
Date	May 29, 2026
Instrument	20261209397

Lender

Name	STONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10125 Georgetown Rd was $656.

Source: Owen County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$656.00	$52,500	$52,500
2023	$645.00	$52,500	$52,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10125 Georgetown Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10125 Georgetown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Broadlinc Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: All Points Broadband.

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