10475 Ditch Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 10475 Ditch Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,348 sqft · built 1964
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Company Names on Record
Last Sale	$113,100 (Jun 2011)
Tax Bill	$983 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-33-1003-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-33-1003-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
1st Floor Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	683 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	10475 DITCH RD
City	CHESANING
State	MI
Zip	48616-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	E 230 FT OF W 440 FT OF N 420 FT OF W 1/2 OF NE 1/4 2.22 ACRES SEC 33 T9N R3E ***DESC CHANGED ALONG WITH 1002-000 1/18/98
Legal Range	03E
Legal Township	09N
Legal Section	33
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	4
Census Block	4022
Census Tract	12700

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10475 DITCH RD, CHESANING, MI 48616-9706
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 28, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2011 · Amount on Record
Deed Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	201119555
Deed Book / Page	2627 / 268
Last Transfer Date	Jun 14, 2024
Transfer Doc	0000015059
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	10475 DITCH RD, CHESANING, MI 48616-9706
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10475 DITCH RD, CHESANING, MI 48616-9706

Mortgage

Document Number	0000019201
Date	Jul 7, 2022
Instrument	2022019201

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	10475 DITCH RD, CHESANING, MI 48616-9706
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10475 DITCH RD, CHESANING, MI 48616-9706

Mortgage

Document Number	0000018598
Date	Jun 28, 2022
Instrument	2022018598

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	239 Months
Due	May 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	10475 DITCH RD, CHESANING, MI 48616-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026076
Date	Oct 21, 2019
Instrument	2019026076

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,200 (+37.4%)	$306,400 (+37.4%)
2025	$983.00 (-64.53%) Homeowner's exemption
2023		$111,500	$223,000
2022	$2,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	60 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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