Saginaw County property record for 9889 Ditch Rd, Chesaning, MI 48616
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1999 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Oct 2025) |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-34-2002-002 |
| Primary APN | 13-09-3-34-2002-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 262 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9889 DITCH RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9705 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | A-1 |
| Legal Description | E 300 FT OF W 455 FT OF N 283 FT OF NW 1/4 OF NW 1/4 1.95 ACRES SEC 34 T9N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 34 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 12700 |
9889 Ditch Rd, a residential property, is owned and occupied by two individuals who bought it in October 2025.
Source: Saginaw County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 419 S MAIN ST, CHELSEA, MI 48118-1270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 7, 2025 | Warranty Deed, Transfer · USDA Mortgage CASON HOME LOANS |
| Aug 8, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on File |
| Deed Sale | Oct 7, 2025 · Amount on File |
| Prior Sale | Mar 13, 2015 · Amount on File |
| Deed Document Number | 202523752 |
| Prior Transfer Date | Jul 19, 2022 |
| Prior Transfer Doc | 0000021470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 7, 2025 |
| Property Address | 9889 DITCH RD, CHESANING, MI 48616-9705 |
| Document Number | 0000023752 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025023752 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3588 W EPTON RD, HENDERSON, MI 48841-9756 |
| Name | Verified Name |
|---|---|
| Address | 419 S MAIN ST, CHELSEA, MI 48118-1270 |
| Document Number | 0000023753 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025023753 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | 2000 PGA BLVD # A3220, PALM BEACH GARDENS, FL 33408 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 8, 2022 |
| Property Address | 9889 DITCH RD, CHESANING, MI 48616-9705 |
| Document Number | 0000021470 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022021470 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9889 DITCH RD, 9889, CHESANING, MI 48616-9705 |
| Name | Verified Name |
|---|---|
| Address | 3588 W EPTON RD, HENDERSON, MI 48841-9756 |
The 2025 property tax bill for 9889 Ditch Rd was $2,951 with a homeowner's exemption, up 3.4% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,400 (+5.2%) | $246,800 (+5.2%) | |
| 2025 | $2,951.00 (+3.36%) Homeowner's exemption | $117,300 | $234,600 |
| 2024 | $2,855.00 | ||
| 2023 | $99,400 | $198,800 | |
| 2022 | $2,538.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9889 Ditch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9889 Ditch Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 100 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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