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10475 Deerfield Rd, Cincinnati, OH 45242 Property Records

Hamilton County property record for 10475 Deerfield Rd, Cincinnati, OH 45242

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,957 sqft · built 2018
Lot Size0.482 acres (21,039 sqft)
OwnerIndividual Name on File
Last Sale$1,026,556 (Aug 2022)
Tax Bill$18,302 (2025)
Deeds & MortgagesFeb 2026 Transfer
Aug 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN603-0011-0049-00

Property Details

APN / Parcel Number

Primary APN603-0011-0049-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,957 sqft Living Area
1st Floor Area1,518 sqft
2nd Floor Area1,439 sqft
Basement Area1,518 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area21,039 sqft (0.482 acres)
Lot Dimensions200 ft deep x 105 ft wide
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10475 DEERFIELD RD
CityCINCINNATI
StateOH
Zip45242-5132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEERFIELD RD 105 X 200 LOT 16 WINDSOR WOODS SUB BLK B
Legal SubdivisionWINDSOR WOODS SUB
Legal BlockB
Legal Lot Number16
JurisdictionHAMILTON OH
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1008
Census Tract23901

Owner

10475 Deerfield Rd is owned and occupied by an individual who bought it in August 2022.

Source: Hamilton County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Transfer on Death Deed, Transfer
Aug 3, 2022Fiduciary Deed, Transfer
LAWYERS TITLE
Feb 25, 2021Intrafamily Transfer, Transfer
Apr 17, 2019Warranty Deed, Subdivision Related Transfer · ARM
US BANK NA
Sep 7, 2017Warranty Deed, Construction Loan · Line of Credit
CENTERBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2022 · Amount on File
Deed SaleAug 3, 2022 · Amount on File
Prior SaleFeb 25, 2021
Deed Document Number0000075609
Deed Book / Page14722 / 1010
Record UpdatedJun 8, 2026

February 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateFeb 26, 2026
Property Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132
Document Number0000014413
Book / Page15611 / 1565
Map ReferenceMB 99 PG 67&68
Instrument DateFeb 25, 2026
Instrument2026-0014413
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

August 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateAug 3, 2022
Property Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132
Document Number0000075609
Book / Page14722 / 1010
Map ReferenceMB 99 PG 67&68
Instrument DateJul 21, 2022
Instrument2022-0075609
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
Tax$3,079.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateFeb 25, 2021
Property Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132
Document Number0000023951
Book / Page14362 / 1873
Map ReferenceMB 99 PG 67&68
Instrument DateJan 6, 2021
Instrument2021-0023951
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132

April 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 17, 2019
Property Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132
Document Number0000028737
Book / Page13898 / 00051
Map ReferenceMB 99 PG 67&68
Instrument DateMar 26, 2019
Instrument2019-0028737
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,188.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132

Mortgage

Document Number0000028738
DateApr 17, 2019
Instrument2019-0028738
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMay 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate8.5%

September 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 7, 2017
Property Address10475 DEERFIELD RD, CINCINNATI, OH 45242-5132
Document Number0000081652
Book / Page013497 / 000568
Instrument DateAug 31, 2017
Instrument81652
Transaction TypeConstruction Loan
Record UpdatedDec 1, 2017
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount on Record
Tax$615.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9929 CINCINNATI COLUMBUS RD WEST CHESTER OH 452411208, WEST CHESTER, OH 45241-1208
InvestorPossibly a Property Investor

Mortgage

Document Number81654
DateSep 7, 2017
Book Page013497/000573
Instrument81654
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 6, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10475 Deerfield Rd was $18,302, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMontgomery City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,302.00 (+2.38%)$357,756 (-) Land $75,964 Building $281,792
2024$17,877.00 (-0.57%)$357,756 (-) Land $75,964 Building $281,792
2023$17,979.00 (-0.89%)$357,756 (+18.82%) Land $75,964 Building $281,792$1,022,160 Land $217,040 Building $805,120
2022$18,141.00 Homeowner's exemption$301,095 Land $73,903 Building $227,192
2020$860,270 Land $211,150 Building $649,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10475 Deerfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10475 Deerfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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