Hamilton County property record for 10446 Deerfield Rd, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,480 sqft · built 1950 |
| Lot Size | 0.501 acres (21,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Sep 2018) |
| Tax Bill | $9,939 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0011-0013-00 |
| Primary APN | 603-0011-0013-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| 2nd Floor Area | 1,018 sqft |
| Attic Area | 228 sqft |
| Basement Area | 375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 21,867 sqft (0.501 acres) |
| Lot Dimensions | 201 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 174 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10446 DEERFIELD RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-7570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD RD 105 X 201.16IRR LOT 2 ELBRECHTS 2ND SUB |
| Legal Subdivision | ELBRECHTS 2ND SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 23901 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10446 DEERFIELD RD, CINCINNATI, OH 45242-7570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Dec 18, 2007 · Amount on Record |
| Deed Document Number | 0000084264 |
| Deed Book / Page | 13758 / 00529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10446 DEERFIELD RD, CINCINNATI, OH 45242-7570 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10446 DEERFIELD RD, CINCINNATI, OH 45242-7570 |
| Document Number | 0000068109 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 14706/354 |
| Instrument | 2022-0068109 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10446 DEERFIELD RD, CINCINNATI, OH 45242-7570 |
| Document Number | 0000093142 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10446 DEERFIELD RD CINCINNATI OH 452427570, CINCINNATI, OH 45242-7570 |
| Document Number | 0000093142 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 014252/003750 |
| Instrument | 93142 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10446 DEERFIELD RD, CINCINNATI, OH 45242-7570 |
| Document Number | 0000082818 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10446 DEERFIELD RD CINCINNATI OH 452427570, CINCINNATI, OH 45242-7570 |
| Document Number | 0000082818 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 014009/002614 |
| Instrument | 82818 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 21, 2018 |
| Property Address | 10446 DEERFIELD RD, CINCINNATI, OH 45242-7570 |
| Document Number | 0000084264 |
| Book / Page | 13758 / 00529 |
| Map Reference | MB 72 PG 35 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 2018-0084264 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10446 DEERFIELD RD, CINCINNATI, OH 45242-7570 |
| Document Number | 0000084265 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018-0084265 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,939.00 (+2.37%) | $194,310 (-) Land $43,845 Building $150,465 | |
| 2024 | $9,709.00 (-0.56%) | $194,310 (-) Land $43,845 Building $150,465 | |
| 2023 | $9,764.00 (-14.25%) | $194,310 (+2.81%) Land $43,845 Building $150,465 | $555,170 (+2.81%) Land $125,270 Building $429,900 |
| 2022 | $11,386.00 Homeowner's exemption | $189,000 Land $42,917 Building $146,083 | |
| 2020 | $540,000 Land $122,620 Building $417,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures