1047 Webster St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1047 Webster St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,800 sqft · built 1910
Lot Size0.055 acres (2,400 sqft)
OwnerIndividual Name on File
Last Sale$79,500 (Feb 2018)
Tax Bill$5,271 (2026)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Oct 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 49.54-5-24

Property Details

APN / Parcel Number

Primary APN421500 49.54-5-24
Alternative APN
  • 150004905400050240000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,800 sqft Total Area
1st Floor Area900 sqft
2nd Floor Area900 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,400 sqft (0.055 acres)
Lot Dimensions80 ft deep x 30 ft wide
Garage TypeDetached
Garage Area160 sqft
PorchSlab
Porch Area432 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1047 WEBSTER ST
CitySCHENECTADY
StateNY
Zip12303-1723
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionPART OF 2 WOOD AND GARAGE
Legal Block5
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2005
Census Tract21400

Owner

1047 Webster St, a duplex, is owned and occupied by an individual who bought it in February 2018.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1047 WEBSTER ST, SCHENECTADY, NY 12303-1723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2018Deed, Transfer · FHA Mortgage
HUNT MORTGAGE
Oct 5, 2017Grant Deed, Transfer
ATTORNEY ONLY
Apr 3, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2018 · Amount on File
Deed SaleFeb 13, 2018 · Amount on File
Prior SaleOct 5, 2017 · Amount on File
Deed Document Number20186587
Deed Book / Page1981 / 484
Record UpdatedOct 29, 2026

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateFeb 13, 2018
Property Address1047 WEBSTER ST, SCHENECTADY, NY 12303-1723
Document Number0000006587
Book / Page1981 / 484
Instrument DateFeb 5, 2018
Instrument201806587
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWESTCOR LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1471 STATE ST, 1471, SCHENECTADY, NY 12304-2913

Transferred To (Grantee/Buyer)

NameVerified Name
Address1221 4TH AVE, SCHENECTADY, NY 12303-1617

Mortgage

Document Number0000006588
DateFeb 13, 2018
Instrument201806588
Lender
NameHUNT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateOct 5, 2017
Property Address1047 WEBSTER ST, SCHENECTADY, NY 12303-1723
Document Number0000045291
Book / Page001972 / 000731
Instrument DateAug 31, 2017
Instrument45291
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$162.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1457 STATE ST SCHENECTADY NY 123042822, SCHENECTADY, NY 12304-2822

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateApr 3, 2017
Property Address1047 WEBSTER ST, SCHENECTADY, NY 12303-1723
Document Number0000014745
Book / Page001959 / 000986
Instrument DateFeb 7, 2017
Instrument14745
Transaction TypeForeclosure
Record UpdatedApr 6, 2017

Transaction

AmountAmount on Record
Tax$176.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address60 LIVINGSTON AVENUE EP-MN-WS3D ST PAUL MN 55107, ST PAUL, MN 55107
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1047 Webster St was $5,271, up 3.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,271.00 (+3.74%)
2025$5,081.00$81,000 Land $12,200 Building $68,800$134,128 Land $20,202 Building $113,926
2023$81,000 (-) Land $12,200 Building $68,800$102,532 (+3.8%) Land $15,443 Building $87,089
2022$81,000 Land $12,200 Building $68,800$98,780 Land $14,878 Building $83,902
2021$4,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1047 Webster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1047 Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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