Schenectady County and Schenectady City property record for 1043 Webster St, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,496 sqft · built 1900 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Jul 2022) |
| Tax Bill | $5,576 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.54-5-25 |
| Primary APN | 421500 49.54-5-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Total Area |
| 1st Floor Area | 748 sqft |
| 2nd Floor Area | 748 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,600 sqft (0.082 acres) |
| Lot Dimensions | 120 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 344 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1043 WEBSTER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1723 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 5 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21400 |
1043 Webster St, a duplex, is owned by an individual who bought it in July 2022.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1666 UNION ST, 1, BROOKLYN, NY 11213-4924 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC |
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Apr 4, 2006 · Amount on File |
| Deed Document Number | 202236169 |
| Deed Book / Page | 2088 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1043 WEBSTER ST, SCHENECTADY, NY 12303-1723 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1159 PALMER AVE, SCHENECTADY, NY 12309-5812 |
| Document Number | 0000003629 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 202603629 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 12, 2022 |
| Property Address | 1043 WEBSTER ST, SCHENECTADY, NY 12303-1723 |
| Document Number | 0000036169 |
| Book / Page | 2088 / 244 |
| Map Reference | CAB A-60 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 202236169 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $548.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 DUANE AVE, SCHENECTADY, NY 12307-1622 |
| Name | Verified Name |
|---|---|
| Address | 1666 UNION ST, BROOKLYN, NY 11213-4924 |
| Document Number | 0000036174 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 202236174 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 16, 2047 |
The 2026 property tax bill for 1043 Webster St was $5,576, up 3.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,576.00 (+3.57%) | ||
| 2025 | $5,384.00 | $88,400 Land $7,400 Building $81,000 | $146,382 Land $12,254 Building $134,128 |
| 2023 | $88,400 (+80.04%) Land $7,400 Building $81,000 | $111,899 (+86.88%) Land $9,367 Building $102,532 | |
| 2022 | $49,100 Land $7,400 Building $41,700 | $59,878 Land $9,024 Building $50,854 | |
| 2021 | $3,394.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1043 Webster St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1043 Webster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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