1047 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 1047 Waterloo Geneva Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,604 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Jun 2023)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
APN	`453889 21-2-70`

Property Details

APN / Parcel Number

Primary APN	`453889 21-2-70`
Alternative APN	`388902100000020700000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	928 sqft
2nd Floor Area	676 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	174 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1047 WATERLOO GENEVA RD
City	WATERLOO
State	NY
Zip	13165-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB96-348
Legal Block	2
Legal Lot Number	70.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2013
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records · APN 453889 21-2-70

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 E MAIN ST, WATERLOO, NY 13165-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Feb 22, 2016 · Amount on Record
Deed Document Number	202363239
Deed Book / Page	1080 / 127
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Jun 30, 2023
Property Address	1047 WATERLOO GENEVA RD, WATERLOO, NY 13165-1202
Document Number	001080/127
Book / Page	1080 / 127
Instrument Date	Jun 16, 2023
Instrument	63239
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 E MAIN ST, WATERLOO, NY 13165-1432

Mortgage

Document Number	0000063240
Date	Jun 30, 2023
Instrument	63240

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,318.00 (-21.04%)	$104,700 (-) Land $14,300 Building $90,400	$171,600 (+16.37%) Land $23,437 Building $148,163
2023		$104,700 (-) Land $14,300 Building $90,400	$147,465 (+11.27%) Land $20,141 Building $127,324
2022		$104,700 Land $14,300 Building $90,400	$132,532 Land $18,101 Building $114,431
2019	$4,202.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Compass Broadband Network Fixed Wireless · not low latency	100 / 100

Based on FCC filings for 111 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO VILLAGE serves 7,000 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.