Seneca County and Waterloo Town property record for 1034 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,920 sqft · built 1920 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Nov 2014) |
| Tax Bill | $2,320 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance Nov 2022 Refinance |
| APN | 453889 21-2-23.1 |
| Primary APN | 453889 21-2-23.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 174 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1034 WATERLOO GENEVA RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE USE-MARGARET A BELL 494-116 |
| Legal Block | 2 |
| Legal Lot Number | 23.001 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453889 21-2-23.1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1034 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK |
| Nov 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2014 · Amount on Record |
| Deed Sale | Nov 20, 2014 · Amount on Record |
| Deed Book / Page | 900 / 108 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1034 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001874/309 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 1874/309 |
| Instrument | 60912 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1034 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001874/321 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 1874/321 |
| Instrument | 60913 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,320.00 (+49.29%) | $70,800 (-) Land $15,600 Building $55,200 | $116,100 (+16.43%) Land $25,581 Building $90,519 |
| 2023 | $70,800 Land $15,600 Building $55,200 | $99,718 Land $21,972 Building $77,746 | |
| 2019 | $1,554.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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