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1047 Ruby Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1047 Ruby Way, Gilroy, CA 95020 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,918 sqft Living Area
Lot Size4,140 sqft (0.095 acres)
OccupancyOwner Occupied
Last Sale$772,500 (2017)
Tax Bill$10,974.00 (2025)

Property Details

APN / Parcel Number

Primary APN808-52-086

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,918 sqft Living Area
1st Floor1,500 sqft 1st Floor
2nd Floor1,418 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Construction TypeWood Construction
Lot Area4,140 sqft (0.095 acres)
Parking Spaces2 Parking Spaces
Garage Area544 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1047 RUBY WAY
CityGILROY
StateCA
Zip95020-7124
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 10255 LOT 86
Legal Subdivision10255 VISTA BELLA
Legal Tract10255
Legal Lot Number86
JurisdictionSANTA CLARA CA
Minor Civil DivisionSOUTH SANTA CLARA VALLEY
Census Blockgroup1
Census Block1022
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-52-086

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1047 RUBY WAY, GILROY, CA 95020-7124
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 03, 2021Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Apr 21, 2017Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Deed Doc Number23630637
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1047 RUBY WAY, GILROY, CA 95020-7124
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 RUBY WAY, GILROY, CA 95020-7124

Mortgage

Document Number0024848795
DateFeb 26, 2021
Instrument24848795
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1047 RUBY WAY, GILROY, CA 95020-7124
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024341024
DateNov 26, 2019
Instrument24341024
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1047 RUBY WAY, GILROY, CA 95020-7124
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 RUBY WAY, GILROY, CA 95020-7124

Mortgage

Document Number0024946547
DateMay 03, 2021
Instrument24946547
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 30, 2046
Interest
Rate TypeAdjustable Rate
Rate3.25%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateApr 21, 2017
Property Address1047 RUBY WAY, GILROY, CA 95020-7124
Document Number0023630637
Map ReferenceMB881 PG21-28
Instrument DateApr 07, 2017
Instrument23630637
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1047 RUBY WAY, GILROY, CA 95020-7124

Mortgage

Document Number0023630638
DateApr 21, 2017
Instrument23630638
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,974.00 (+2.22%) Homeowner's exemption$896,292 (+4.04%) Land $406,201 Building $490,091
2023$10,736.00 (+1.68%) Homeowner's exemption$861,490 Land $390,429 Building $471,061
2022$10,559.00

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