Santa Clara County property record for 1040 Ruby Way, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,510 sqft Living Area |
| Lot Size | 4,232 sqft (0.097 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $726,500 (2017) |
| Tax Bill | $10,404.00 (2025) |
| Primary APN | 808-52-071 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,510 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| 2nd Floor | 1,310 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood Construction |
| Lot Area | 4,232 sqft (0.097 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 523 sqft Garage |
| Cooling System | None Cooling |
|---|
| Street Address | 1040 RUBY WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7123 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 10255 LOT 71 |
| Legal Subdivision | 10255 VISTA BELLA |
| Legal Tract | 10255 |
| Legal Lot Number | 71 |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-52-071
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1040 RUBY WAY, GILROY, CA 95020-7123 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYPOINT CU |
| Apr 25, 2017 | Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Deed Doc Number | 23632329 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1040 RUBY WAY, GILROY, CA 95020-7123 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 1040 RUBY WAY, GILROY, CA 95020-7123 |
| Document Number | 0024788996 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 24788996 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1040 RUBY WAY, GILROY, CA 95020-7123 |
| Document Number | 0024369951 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1040 RUBY WAY GILROY CA 950207123, GILROY, CA 95020-7123 |
| Document Number | 0024369951 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 24369951 |
| Name | KEYPOINT CU |
|---|---|
| Type | Credit Union |
| Address | SANTA CLARA, CA 95051 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 25, 2017 |
| Property Address | 1040 RUBY WAY, GILROY, CA 95020-7123 |
| Document Number | 0023632329 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 23632329 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.15 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1040 RUBY WAY GILROY CA 950207123, GILROY, CA 95020-7123 |
| Document Number | 23632330 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 23632330 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 9070 IRVINE CENTER DR # 250, IRVINE, CA 92618-4692 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Document Number | 23632331, |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 23632331 |
| Address | 9070 IRVINE CENTER DR # 250, IRVINE, CA 92618-4692 |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 24, 2032 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,404.00 (+2.18%) | $842,594 (+4.04%) Land $406,201 Building $436,393 |
| 2023 | $10,182.00 (+1.66%) | $809,878 Land $390,429 Building $419,449 |
| 2022 | $10,016.00 |
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