Polk County property record for 1047 Ridgegreen Loop N, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1984 |
| Lot Size | 0.368 acres (16,043 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,000 (Dec 2021) |
| Tax Bill | $2,946 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161002-002600 |
| Primary APN | 24-27-08-161002-002600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,053 sqft |
| 1st Floor Area | 1,612 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 16,043 sqft (0.368 acres) |
| Lot Dimensions | 148 ft deep x 107 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 312 sqft |
| Patio Area | 636 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1047 RIDGEGREEN LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-0868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERIDGE PHASE FOUR PB 76 PG 22 LOT 260 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | TIMBERIDGE PHASE 04 |
| Legal Phase | 4 |
| Legal Tract | 161002 |
| Legal Block | 1 |
| Legal Lot Number | 260 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 12304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1047 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 21, 2021 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| May 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Apr 7, 2019 | Loan Modification, Mortgage · FHA Mortgage FEDERAL SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | May 4, 2020 · Amount on Record |
| Deed Document Number | 2021331596 |
| Deed Book / Page | 12036 / 1055 |
| Prior Transfer Date | Dec 15, 2021 |
| Prior Transfer Doc | 0000331596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1047 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1047 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Document Number | 0000244899 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 12875/2205 |
| Instrument | 2023244899 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 1047 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Document Number | 0000331596 |
| Book / Page | 12036 / 1055 |
| Map Reference | MB 76 PG 22 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021331596 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | RIDGE SECURITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 8219 RANGERS PATH, 8219, LAKELAND, FL 33809-5070 |
| Name | Verified Name |
|---|---|
| Address | 1047 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Document Number | 0120361057 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 12036/1057 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 4, 2020 |
| Property Address | 1047 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Document Number | 0112242100 |
| Book / Page | 011224 / 002100 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 90937 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1047 RIDGEGREEN LOOP N LAKELAND FL 338090868, LAKELAND, FL 33809-0868 |
| Document Number | 112242102 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 011224/002102 |
| Instrument | 90938 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1047 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Document Number | 0108121926 |
| Instrument Date | Apr 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1047 RIDGEGREEN LOOP N LAKELAND FL 338090868, LAKELAND, FL 33809-0868 |
| Document Number | 0108121926 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 010812/001926 |
| Instrument | 78171 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | RESTON, VA 20190 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Rate | 5% |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,321 (+2.7%) | $282,963 (+0.52%) Land $60,000 Building $222,963 | |
| 2025 | $2,946.00 (-11.56%) Homeowner's exemption | $268,083 (+5.99%) | $281,506 (-1.38%) Land $60,000 Building $221,506 |
| 2023 | $3,331.00 (+3.29%) Homeowner's exemption | $252,940 (+3%) | $285,449 (+16.24%) Land $58,000 Building $227,449 |
| 2022 | $3,225.00 Homeowner's exemption | $245,573 Land $48,000 Building $197,573 | $245,573 Land $48,000 Building $197,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures