1029 Ridgegreen Loop N, Lakeland, FL 33809 Property Records

Polk County property record for 1029 Ridgegreen Loop N, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1986
Lot Size	0.348 acres (15,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,300 (Apr 2015)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-161002-002630`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-161002-002630`
Alternative APNs	`082724161002002630` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	1,422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	15,146 sqft (0.348 acres)
Lot Dimensions	150 ft deep x 101 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	500 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	512 sqft
Porch	Unfinished Open Porch
Porch Area	68 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1029 RIDGEGREEN LOOP N
City	LAKELAND
State	FL
Zip	33809-0868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERIDGE PHASE FOUR PB 76 PG 22 LOT 263
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	TIMBERIDGE PHASE 04
Legal Phase	4
Legal Tract	161002
Legal Block	1
Legal Lot Number	263
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1010
Census Tract	12304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2015 · Amount on Record
Deed Sale	Apr 27, 2015 · Amount on Record
Prior Sale	Jun 7, 2004 · Amount on Record
Deed Document Number	201574748
Deed Book / Page	9510 / 2081
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1029 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868

Mortgage

Document Number	0000027663
Date	Feb 3, 2021
Book Page	11564/1298
Instrument	2021027663

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,585 (+4.33%) Land $60,000 Building $213,585	$273,585 (+4.33%) Land $60,000 Building $213,585
2025	$3,390.00 (-8.15%)	$262,222 (+0.08%) Land $60,000 Building $202,222	$262,222 (+0.08%) Land $60,000 Building $202,222
2023	$3,691.00 (+10.74%)	$262,009 (+15.66%) Land $58,000 Building $204,009	$262,009 (+15.66%) Land $58,000 Building $204,009
2022	$3,333.00	$226,527 Land $48,000 Building $178,527	$226,527 Land $48,000 Building $178,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20