Putnam County property record for 1047 Phillips Dr, Monterey, TN 38574
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 1994 |
| Lot Size | 0.691 acres (30,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Sep 2026) |
| Tax Bill | $739 (2022) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 071048L A 00800 |
| Primary APN | 071048L A 00800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 30,100 sqft (0.691 acres) |
| Lot Dimensions | 301 ft deep x 100 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1047 PHILLIPS DR |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-3619 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: R01 |
| Legal Subdivision | PHILLIPS |
| Legal Lot Number | 21 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 100 |
1047 Phillips Dr, a mobile home, is owned and occupied by an individual who bought it in September 2026.
Source: Putnam County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1047 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 9, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| May 27, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on File |
| Deed Sale | Sep 9, 2026 · Amount on File |
| Prior Sale | Jul 22, 2024 · Amount on File |
| Deed Document Number | 2026329603 |
| Deed Book / Page | 1729 / 538 |
| Transfer Doc | 0360000269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Sep 9, 2026 |
| Property Address | 1047 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Document Number | 0000329603 |
| Book / Page | 1729 / 538 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 2026329603 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | TITLE ESCROW, AUTHORITY TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,092.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1047 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Document Number | 0000329604, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 2026329604 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | May 27, 2020 |
| Property Address | 1047 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Document Number | RB1200182 |
| Book / Page | 001200 / 000182 |
| Instrument Date | May 15, 2020 |
| Instrument | 240195 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $156.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2823 STAMPS SHADY GROVE RD MONTEREY TN 385743006, MONTEREY, TN 38574-3006 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,300 Land $2,500 Building $16,800 | ||
| 2023 | $19,300 Land $2,500 Building $16,800 | ||
| 2022 | $739.00 | ||
| 2021 | $77,200 Land $10,000 Building $67,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1047 Phillips Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1047 Phillips Dr is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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