Putnam County property record for 1011 Phillips Dr, Monterey, TN 38574
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1992 |
| Lot Size | 0.831 acres (36,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Mar 2022) |
| Tax Bill | $829 (2022) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071048L A 01000 |
| Primary APN | 071048L A 01000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,200 sqft (0.831 acres) |
| Lot Dimensions | 362 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 368 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1011 PHILLIPS DR |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-3619 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 14, COUNTY AREA: R01 |
| Legal Subdivision | PHILLIPS |
| Legal Lot Number | 19 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 100 |
Source: Putnam County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1011 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 29, 2022 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTMENT GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Sep 4, 2001 · Amount on Record |
| Deed Document Number | 2022271468 |
| Deed Book / Page | 1390 / 184 |
| Transfer Doc | 0316000523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Apr 2, 2026 |
| Property Address | 1011 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Document Number | 0000322888 |
| Book / Page | 1688 / 658 |
| Instrument Date | Feb 14, 2026 |
| Instrument | 2026322888 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1011 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Document Number | 0000322888, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 1688/658 |
| Instrument | 2026322888 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Apr 1, 2052 |
| Rate | 6.06% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Mar 29, 2022 |
| Property Address | 1011 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Document Number | 0001390184 |
| Book / Page | 1390 / 184 |
| Map Reference | VOL 1 PG 225 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 271468 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1011 PHILLIPS DR, MONTEREY, TN 38574-3619 |
| Document Number | 0000271469 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 271469 |
| Name | MORTGAGE INVESTMENT GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Monterey Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,650 (-) Land $2,500 Building $19,150 | ||
| 2023 | $21,650 Land $2,500 Building $19,150 | ||
| 2022 | $829.00 | ||
| 2021 | $86,600 Land $10,000 Building $76,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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