Winnebago County property record for 10469 Ray Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,493 sqft · built 1978 |
| Lot Size | 0.55 acres (23,965 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Mar 2020 Line of Credit Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02-203-013 |
| Primary APN | 08-02-203-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| Basement Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 23,965 sqft (0.55 acres) |
| Garage Area | 436 sqft |
| Deck Area | 276 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 110A063 |
|---|---|
| Street Address | 10469 RAY DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 5 OF HINKLES WOODED ACRES BNG SUB PT NE 1/4 SEC 2-45-2 LOT 054 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 2 |
| Legal Subdivision | PLAT 5 OF HINKLES WOODED ACRES |
| Legal Lot Number | 054 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 3806 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10469 RAY DR, ROSCOE, IL 61073-8566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Dec 4, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10469 RAY DR, ROSCOE, IL 61073-8566 |
| Document Number | 0001008990 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10469 RAY DR ROSCOE IL 610738566, ROSCOE, IL 61073-8566 |
| Document Number | 0001008990 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 1008990 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.07% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 4, 2017 |
| Property Address | 10469 RAY DR, ROSCOE, IL 61073-8566 |
| Document Number | 0001038766 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 1038766 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10469 RAY DR ROSCOE IL 610738566, ROSCOE, IL 61073-8566 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,672 (+35.75%) Land $23,545 Building $68,127 | $275,016 (+35.75%) Land $70,635 Building $204,381 | |
| 2022 | Homeowner's exemption | $67,529 Land $17,344 Building $50,185 | $202,587 Land $52,032 Building $150,555 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures