Winnebago County property record for 10401 Ray Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,616 sqft · built 1977 |
| Lot Size | 0.574 acres (24,980 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Dec 2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02-203-016 |
| Primary APN | 08-02-203-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 24,980 sqft (0.574 acres) |
| Garage Area | 635 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10401 RAY DR |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-8566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 5 OF HINKLES WOODED ACRES BNG SUB PT NE 1/4 SEC 2-45-2 LOT 057 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 2 |
| Legal Subdivision | PLAT 5 OF HINKLES WOODED ACRES |
| Legal Lot Number | 057 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 3806 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 447 S ELMHURST RD, MOUNT PROSPECT, IL 60056-3730 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK |
| Aug 23, 2022 | Warranty Deed, Transfer · VA Mortgage PRIMELENDING |
| Mar 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Aug 23, 2022 · Amount on Record |
| Deed Document Number | 202532251 |
| Prior Transfer Date | Feb 14, 2020 |
| Prior Transfer Doc | 0000006285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 11, 2025 |
| Property Address | 10401 RAY DR, ROSCOE, IL 61073-8566 |
| Document Number | 0000032251 |
| Map Reference | PB 35 PG 387 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2532251 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10401 RAY DR, ROSCOE, IL 61073-8566 |
| Name | Verified Name |
|---|---|
| Address | 10401 RAY DR, ROSCOE, IL 61073-8566 |
| Document Number | 0000032252 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2532252 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 23, 2022 |
| Property Address | 10401 RAY DR, ROSCOE, IL 61073-8566 |
| Document Number | 0000026082 |
| Map Reference | BK35 PG387 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2226082 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10401 RAY DR, ROSCOE, IL 61073-8566 |
| Document Number | 0000026083 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2226083 |
| Name | PRIMELENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.75% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 5, 2020 |
| Property Address | 10401 RAY DR, ROSCOE, IL 61073-8566 |
| Document Number | 0001006285 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 1006285 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10401 RAY DR ROSCOE IL 610738566, ROSCOE, IL 61073-8566 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,339 (+9.96%) Land $23,545 Building $72,794 | $289,017 (+9.96%) Land $70,635 Building $218,382 | |
| 2024 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $87,612 (+24.85%) Land $21,412 Building $66,200 | $262,836 (+24.85%) Land $64,236 Building $198,600 |
| 2022 | Homeowner's exemption | $70,173 Land $17,344 Building $52,829 | $210,519 Land $52,032 Building $158,487 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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