10460 SW 123rd St, Miami, FL 33176 Property Records

Miami-Dade County property record for 10460 SW 123rd St, Miami, FL 33176

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,146 sqft · built 1979
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jan 2019)
Tax Bill	$5,898 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`30-5017-036-0220`

Property Details

APN / Parcel Number

Primary APN	`30-5017-036-0220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,146 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	3,146 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1993
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	16,117 sqft (0.37 acres)
Garage Area	242 sqft
Porch	Porch
Porch Area	172 sqft
Patio Area	866 sqft

Location & Zoning

Street Address	10460 SW 123RD ST
City	MIAMI
State	FL
Zip	33176-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	PINE NEEDLE MANORS 1ST ADDN PB 105-92 LOT 4 BLK 5 LOT SIZE .37 ACRE OR 14429-2646 0290 1
Legal Range	40E
Legal Township	55S
Legal Section	17
Legal Subdivision	PINE NEEDLE MANORS 1ST ADDN
Legal Block	5
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	1
Census Block	1035
Census Tract	8415

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10460 SW 123RD ST, MIAMI, FL 33176-4716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jan 2, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Deed Document Number	20193030
Deed Book / Page	31275 / 928
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10460 SW 123RD ST, MIAMI, FL 33176-4716
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10460 SW 123RD ST, MIAMI, FL 33176-4716

Mortgage

Document Number	0000294053
Date	Apr 28, 2021
Book Page	32473/4648
Instrument	2021R0294053

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10460 SW 123RD ST, MIAMI, FL 33176-4716
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000711619
Date	Nov 13, 2019
Book Page	31687/2089
Instrument	2019R0711619

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10460 SW 123RD ST, MIAMI, FL 33176-4716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000681938
Date	Oct 30, 2019
Book Page	31670/4127
Instrument	2019R0681938

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2034

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 2, 2019
Property Address	10460 SW 123RD ST, MIAMI, FL 33176-4716
Document Number	0000003030
Book / Page	31275 / 0928
Map Reference	MB 105 PG 92
Instrument Date	Dec 28, 2018
Instrument	2019R0003030
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10460 SW 123RD ST, 10460, MIAMI, FL 33176-4716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 SW 49TH ST, MIAMI, FL 33155-6241

Mortgage

Document Number	0000003031
Date	Jan 2, 2019
Instrument	2019R0003031

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,898.00 (+8.14%) Homeowner's exemption	$347,568 (+5.99%)	$924,693 (+4.27%) Land $513,430 Building $411,263
2023	$5,454.00 (+3.95%) Homeowner's exemption	$327,935 (+3%)	$886,848 (+17.84%) Land $466,755 Building $420,093
2022	$5,247.00 Homeowner's exemption	$318,384	$752,593 Land $326,728 Building $425,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	9 of 19
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims Hurricane Irene, Oct 1999 · 3 claims Hurricane Andrew, Aug 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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