10420 SW 123rd St, Miami, FL 33176 Property Records

Miami-Dade County property record for 10420 SW 123rd St, Miami, FL 33176

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,952 sqft · built 1980
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,245,000 (Apr 2022)
Tax Bill	$16,130 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Nov 2024 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`30-5017-036-0200`

Property Details

APN / Parcel Number

Primary APN	`30-5017-036-0200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,952 sqft Living Area
Gross Area	4,412 sqft
1st Floor Area	2,952 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	16,117 sqft (0.37 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	327 sqft
Patio Area	810 sqft

Location & Zoning

Street Address	10420 SW 123RD ST
City	MIAMI
State	FL
Zip	33176-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	PINE NEEDLE MANORS 1ST ADDN PB 105-92 LOT 2 BLK 5 LOT SIZE .37 AC OR 19167-2787 062000 1
Legal Range	40E
Legal Township	55S
Legal Section	17
Legal Subdivision	PINE NEEDLE MANORS 1ST ADDN
Legal Block	5
Legal Lot Number	2
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	1
Census Block	1035
Census Tract	8415

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10420 SW 123RD ST, MIAMI, FL 33176-4716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Jun 22, 2000 · Amount on Record
Deed Document Number	2022329875
Deed Book / Page	33145 / 2324
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10420 SW 123RD ST, MIAMI, FL 33176-4716
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10420 SW 123RD ST, MIAMI, FL 33176-4716

Mortgage

Document Number	0000107978
Date	Feb 17, 2026
Book Page	35164/2151
Instrument	2026R0107978

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10420 SW 123RD ST, MIAMI, FL 33176-4716
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10420 SW 123RD ST, MIAMI, FL 33176-4716

Mortgage

Document Number	0000862597
Date	Nov 14, 2024
Book Page	34493/2754
Instrument	2024R0862597

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2044

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10420 SW 123RD ST, MIAMI, FL 33176-4716
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	UNKNOWN, ROCKET MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10420 SW 123RD ST, MIAMI, FL 33176-4716

Mortgage

Document Number	0000495674
Date	Jul 1, 2024
Book Page	34294/528
Instrument	2024R0495674

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2044

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Apr 21, 2022
Property Address	10420 SW 123RD ST, MIAMI, FL 33176-4716
Document Number	0000329875
Book / Page	33145 / 2324
Map Reference	MB 105 PG 92
Instrument Date	Apr 4, 2022
Instrument	2022R0329875
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E NORTH ST, RALEIGH, NC 27601-1040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10420 SW 123RD ST, MIAMI, FL 33176-4716

Mortgage

Document Number	0000002329
Date	Apr 21, 2022
Instrument	33145/2329

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,130.00 (+4.12%) Homeowner's exemption	$951,867 (+3.86%) Land $513,430 Building $438,437	$951,867 (+3.86%) Land $513,430 Building $438,437
2023	$15,491.00 Homeowner's exemption	$916,476 Land $466,755 Building $449,721	$916,476 Land $466,755 Building $449,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	9 of 19
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims Hurricane Irene, Oct 1999 · 3 claims Hurricane Andrew, Aug 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on SW 123rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures