10460 River Ridge Ln, Conroe, TX 77304 Property Records

Montgomery County property record for 10460 River Ridge Ln, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,839 sqft · built 2005
Lot Size	1.37 acres (59,835 sqft)
Owner	Individual Name on File
Tax Bill	$16,839 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9227-02-01700`

Property Details

APN / Parcel Number

Primary APN	`9227-02-01700`
Alternative APN	`R278187`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,839 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	2,252 sqft
2nd Floor Area	1,587 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	59,835 sqft
View / Lot	Primary
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	280 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10460 RIVER RIDGE LN
City	CONROE
State	TX
Zip	77304-4672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S922702 - TEASWOOD 02, BLOCK 1, LOT 17
Legal Subdivision	TEASWOOD 02
Legal Block	1
Legal Lot Number	17
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3002
Census Tract	693702

Owner

10460 River Ridge Ln is owned and occupied by an individual who acquired it in June 2024.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10460 RIVER RIDGE LN, CONROE, TX 77304-4672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CO
Apr 3, 2020	Deed of Trust, Mortgage INTERNATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2024
Deed Sale	Jun 11, 2024
Prior Sale	Jul 1, 2022
Deed Document Number	202457151
Prior Transfer Date	Oct 12, 2016
Prior Transfer Doc	0000093564
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10460 RIVER RIDGE LN, CONROE, TX 77304-4672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033714
Date	Apr 8, 2020
Instrument	2020033714

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10460 RIVER RIDGE LN, CONROE, TX 77304-4672
Document Number	0000033715
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10460 RIVER RIDGE LN CONROE TX 773044672, CONROE, TX 77304-4672

Mortgage

Document Number	0000033715
Date	Apr 8, 2020
Instrument	33715

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10460 River Ridge Ln was $16,839 with a homeowner's exemption, up 13.6% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$778,000 (-7.95%) Land $150,700 Building $627,300	$778,000 (-7.95%) Land $150,700 Building $627,300
2025	$16,839.00 (+13.6%)	$845,189 (-3.07%) Land $150,700 Building $694,489	$845,189 (-3.07%) Land $150,700 Building $694,489
2024	$14,823.00 (-13.32%) Homeowner's exemption	$871,984 (-10.08%) Land $150,700 Building $721,284	$871,984 (-10.08%) Land $150,700 Building $721,284
2023	$17,101.00 Homeowner's exemption	$969,690 Land $150,700 Building $818,990	$969,690 Land $150,700 Building $818,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10460 River Ridge Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10460 River Ridge Ln is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONROE serves 113,912 people · EPA ID TX1700001
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ridge Ln

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