10460 N River Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 10460 N River Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 8,836 sqft · built 2005
Lot Size	1.66 acres (72,486 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jul 2017)
Tax Bill	$29,856 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-251-026`

Property Details

APN / Parcel Number

Primary APN	`19-26-251-026`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	8,836 sqft Living Area
1st Floor Area	3,140 sqft
Basement Area	3,140 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Brick Veneer
Lot Area	72,486 sqft (1.66 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10460 N RIVER RD
City	ALGONQUIN
State	IL
Zip	60102-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0017362 LT 3 CEDAR COVE SUB MEMO: NAWAZ, JUNAID REV TR/ NAWAZ, HALEEMA TASKEEN REV TR
Legal Subdivision	CEDAR COVE SUB
Legal Block	251
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4018
Census Tract	871600

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10460 N RIVER RD, ALGONQUIN, IL 60102-9675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 30, 2021	Intrafamily Transfer, Transfer ATTORNEY
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Jul 7, 2003 · Amount on Record
Deed Document Number	201726306
Last Transfer Date	Feb 26, 2026
Transfer Doc	0000006063
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 9, 2026
Property Address	10460 N RIVER RD, ALGONQUIN, IL 60102-9675
Document Number	0000006063
Map Reference	DOC 91R012691
Instrument Date	Mar 9, 2026
Instrument	2026R0006063
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10460 N RIVER RD, ALGONQUIN, IL 60102-9675

Mortgage

Document Number	0000006064
Date	Mar 9, 2026
Instrument	2026R0006064

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 30, 2021
Property Address	10460 N RIVER RD, ALGONQUIN, IL 60102-9675
Document Number	0000017362
Map Reference	DOC 91R012691
Instrument Date	Mar 16, 2021
Instrument	2021R0017362
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10460 N RIVER RD, ALGONQUIN, IL 60102-9675

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10460 N RIVER RD, ALGONQUIN, IL 60102-9675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007122
Date	Feb 28, 2020
Instrument	2020R0007122

Lender

Name	US BANK NA
Type	Bank
Address	DEERFIELD, IL 60015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 18, 2017
Property Address	10460 N RIVER RD, ALGONQUIN, IL 60102-9675
Document Number	0000026306
Map Reference	DOC91R012691
Instrument Date	Jul 14, 2017
Instrument	2017R0026306
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	105 N WOLF RD, PROSPECT HEIGHTS, IL 60070-1750

Mortgage

Document Number	0000026307
Date	Jul 18, 2017
Instrument	2017R0026307

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Barrington Hills Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$29,856.00 (+7.76%)	$364,906 (+19.71%) Land $52,930 Building $311,976	$1,094,718 (+19.71%) Land $158,790 Building $935,928
2022	$27,707.00	$304,834 Land $64,612 Building $240,222	$914,502 Land $193,836 Building $720,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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